feat: 完善会员资金明细与退款转账逻辑，新增支付密码组件与资金流水界面

application/api/controller/Order.php

@@ -99,7 +99,9 @@ class Order extends V1
         $balance = round((float)Db::name('user')->where('id', $userId)->value('money'), 2);
         Db::name('user')->where('id', $userId)->update(['updatetime' => $now]);
 
-        $this->flow('income', '余额充值', $amount, $balance, $orderId, '余额充值');
+        $this->flow('income', '余额充值', $amount, $balance, $orderId, '余额充值', $userId);
+        // 钱包流水（fa_user.money 增）→ 余额中心「余额明细」
+        $this->walletFlow($userId, 'income', '余额充值', $amount, $balance, $orderId, '余额充值');
         $this->notify(
             $userId,
             'system',