feat(withdraw): 落地方案B一体化商城余额提现与手续费内扣模式，完善多端打款退款与对账闭环

application/admin/model/shopro/Withdraw.php

@@ -18,6 +18,8 @@ class Withdraw extends Common
         'withdraw_info_hidden',
         'withdraw_info_display',
         'is_madow_withdraw',
+        'is_money_withdraw',
+        'real_amount',
         'withdraw_type_text',
         'wechat_transfer_state_text',
     ];
@@ -105,6 +107,27 @@ class Withdraw extends Common
             || (isset($info['提现资产']) && strcasecmp($info['提现资产'], 'dmepa') === 0);
     }
 
+    public function getIsMoneyWithdrawAttr($value, $data)
+    {
+        $info = $this->withdraw_info ?? ($data['withdraw_info'] ?? null);
+        if (is_string($info)) {
+            $info = json_decode($info, true) ?: [];
+        }
+        if (!is_array($info)) {
+            return false;
+        }
+        return (isset($info['wallet_type']) && $info['wallet_type'] === 'money')
+            || (isset($info['提现资产']) && $info['提现资产'] === '商城余额');
+    }
+
+    public function getRealAmountAttr($value, $data)
+    {
+        $amount = $data['amount'] ?? ($this->amount ?? 0);
+        $chargeFee = $data['charge_fee'] ?? ($this->charge_fee ?? 0);
+        $real = bcsub((string)$amount, (string)$chargeFee, 2);
+        return max(0, floatval($real));
+    }
+
     public function getWithdrawInfoDisplayAttr($value, $data)
     {
         $info = $this->withdraw_info ?? ($data['withdraw_info'] ?? null);
@@ -118,6 +141,8 @@ class Withdraw extends Common
         $display = [];
         $isMadow = (isset($info['wallet_type']) && $info['wallet_type'] === 'madow')
             || (isset($info['提现资产']) && strcasecmp($info['提现资产'], 'dmepa') === 0);
+        $isMoney = (isset($info['wallet_type']) && $info['wallet_type'] === 'money')
+            || (isset($info['提现资产']) && $info['提现资产'] === '商城余额');
 
         if ($isMadow) {
             $display['提现资产'] = 'DMEPA';
@@ -148,6 +173,12 @@ class Withdraw extends Common
                 $valClean = trim(str_replace(['元', ' '], '', (string)$marketValue));
                 $display['换算市值'] = number_format((float)$valClean, 2, '.', '') . ' 元';
             }
+        } elseif ($isMoney) {
+            $display['提现资产'] = '商城余额';
+            $amount = $data['amount'] ?? ($this->amount ?? 0);
+            $chargeFee = $data['charge_fee'] ?? ($this->charge_fee ?? 0);
+            $real = bcsub((string)$amount, (string)$chargeFee, 2);
+            $display['预计到账'] = number_format(max(0, floatval($real)), 2, '.', '') . ' 元';
         }
 
         // 填充银行卡或其它常规账户信息，并过滤英文底层键