feat(withdraw): 落地方案B一体化商城余额提现与手续费内扣模式，完善多端打款退款与对账闭环

tests/partner/User10Verify.php

@@ -71,12 +71,12 @@ function doRecharge($type, $amount, $memo)
 
 echo "=== 开始对会员 10 (尚善) 真实链路充值验证 ===\n";
 
-// 1. dmepa充值 +8 颗
+// 1. dmepa充值 +8 枚
 $r1 = doRecharge('madow', '8.00000000', '真实环境测试充值dmepa');
 $agent1 = Db::name('shopro_commission_agent')->where('user_id', 10)->find();
 echo "1. 充值dmepa+8结果: " . json_encode($r1, JSON_UNESCAPED_UNICODE) . " 当前持仓: " . ($agent1['madow'] ?? '0') . "\n";
 
-// 2. dmepa扣除 -8 颗
+// 2. dmepa扣除 -8 枚
 $r2 = doRecharge('madow', '-8.00000000', '真实环境测试扣除dmepa');
 $agent2 = Db::name('shopro_commission_agent')->where('user_id', 10)->find();
 echo "2. 扣除dmepa-8结果: " . json_encode($r2, JSON_UNESCAPED_UNICODE) . " 恢复持仓: " . ($agent2['madow'] ?? '0') . "\n";