fix(export): 修复Excel导出zipstream库PHP8兼容性与临时文件安全流式输出

tests/verify_admin_withdraw_export_spec.js

@@ -134,7 +134,7 @@ function formatExportRow(row) {
         accountNo = withdrawInfo.openid ? `\t${withdrawInfo.openid}` : '';
     }
 
-    let assetName = '商城余额';
+    let assetName = '钱包余额';
     let assetAmountDetail = '-';
     let amountDisplay = Number(row.money || 0).toFixed(2);
     let actualAmountDisplay = Number(row.actual_money || 0).toFixed(2);
@@ -172,7 +172,7 @@ function formatExportRow(row) {
     };
 }
 
-// 模拟场景 A：普通商城余额提现至银行卡
+// 模拟场景 A：普通钱包余额提现至银行卡
 const mockRowA = {
     id: 101,
     sn: 'TX202609210001',
@@ -194,7 +194,7 @@ const mockRowA = {
 };
 
 const formattedA = formatExportRow(mockRowA);
-testAssert(formattedA.asset_name === '商城余额', '普通余额提现资产显示为 商城余额');
+testAssert(formattedA.asset_name === '钱包余额', '普通余额提现资产显示为 钱包余额');
 testAssert(formattedA.mobile === '\t13800138000', '手机号添加制表符防失真');
 testAssert(formattedA.card_no === '\t6222021000112233445', '银行卡号添加制表符防科学计数法');
 testAssert(formattedA.money === '1000.00', '提现金额精准显示 1000.00');