diff --git a/tests/verify_wallet_money_spec.js b/tests/verify_wallet_money_spec.js
new file mode 100644
index 0000000..f034ca9
--- /dev/null
+++ b/tests/verify_wallet_money_spec.js
@@ -0,0 +1,75 @@
+const fs = require('fs');
+const path = require('path');
+
+let passed = 0;
+let failed = 0;
+
+function assert(condition, testName, detail = '') {
+ if (condition) {
+ console.log(` [PASS] ${testName}`);
+ passed++;
+ } else {
+ console.error(` [FAIL] ${testName} - ${detail}`);
+ failed++;
+ }
+}
+
+console.log("========================================================");
+console.log(" 钱包余额页面对齐黑金卡片与流水卡片流规格测试");
+console.log("========================================================\n");
+
+// 1. 验证 money.vue 存在性
+const moneyVuePath = path.resolve(__dirname, '../uniapp/pages/user/wallet/money.vue');
+assert(fs.existsSync(moneyVuePath), 'money.vue 文件存在');
+const content = fs.readFileSync(moneyVuePath, 'utf-8');
+
+// 2. 验证黑金尊享卡片结构
+assert(
+ content.includes('asset-card') && content.includes('money-hero'),
+ '包含黑金资产卡片与核心大字数结构',
+ '未升级为 asset-card 结构'
+);
+
+// 3. 验证余额与充值按钮
+assert(
+ content.includes('userInfo.money') &&
+ content.includes('/pages/pay/recharge') &&
+ content.includes('充值'),
+ '包含余额展示与充值跳转入口',
+ '缺少余额绑定或充值入口'
+);
+
+// 4. 验证金额显隐切换
+assert(
+ content.includes('showMoney') &&
+ (content.includes('cicon-eye') || content.includes('cicon-eye-off')),
+ '支持余额明文/掩码显隐切换',
+ '缺少显隐切换逻辑'
+);
+
+// 5. 验证流水列表卡片流升级
+assert(
+ content.includes('log-card'),
+ '收支明细升级为独立 log-card 卡片流',
+ '仍采用普通边框单行列表'
+);
+
+// 6. 验证总收入与总支出统计
+assert(
+ content.includes('pagination.income') && content.includes('pagination.expense'),
+ '包含当前筛选周期总收入与总支出统计',
+ '缺少收支统计'
+);
+
+// 7. 移除失效的 wallet_card_bg.png 依赖
+assert(
+ !content.includes('wallet_card_bg.png'),
+ '移除对失效旧背景图 wallet_card_bg.png 的硬编码依赖',
+ '仍依赖旧版失效背景图'
+);
+
+console.log("\n--------------------------------------------------------");
+console.log(`测试执行结果: 通过 ${passed} 项, 失败 ${failed} 项`);
+console.log("========================================================");
+
+process.exit(failed === 0 ? 0 : 1);
diff --git a/uniapp/pages/user/wallet/money.vue b/uniapp/pages/user/wallet/money.vue
index e147732..27e47ca 100644
--- a/uniapp/pages/user/wallet/money.vue
+++ b/uniapp/pages/user/wallet/money.vue
@@ -1,356 +1,633 @@
-
-
-
-
-
-
-
-
-
-
-
-
-
- 总收入￥{{ state.pagination.income.toFixed(2) }}
- 总支出￥{{ (-state.pagination.expense).toFixed(2) }}
-
-
-
-
-
-
-
-
-
-
- {{ item.event_text }}{{ item.memo ? '-' + item.memo : '' }}
-
- +{{ item.amount }}
- {{ item.amount }}
-
-
- {{ item.createtime }}
-
-
-
-
-
-
-
-
-
-
+
+
+
+
+
+
+
+
+
+
+
+
+
+
+ 入 +¥{{ (state.pagination.income || 0).toFixed(2) }}
+
+
+ 出 -¥{{ (-state.pagination.expense || 0).toFixed(2) }}
+
+
+
+
+
+
+
+
+
+
+
+
+
+
+
+
+
+
+
+
+
+
+
+ {{ item.event_text }}{{ item.memo ? ' · ' + item.memo : '' }}
+ {{ item.createtime }}
+
+
+
+ +
+
+ {{ item.amount }}
+
+ 元
+
+
+
+
+
+
+
+
+
+
+
+
+