refactor: 全局去除误导性AI描述与浮夸修饰，面向生产环境标准化商务智能术语

backend/test/e2e/omnicard-30-points.test.ts

@@ -739,10 +739,10 @@ describe('OmniCard AI 30-Point End-to-End Pipeline Integration Suite', () => {
   });
 
   // =========================================================================
-  // 主干流 3：AI 智能中枢 (P13 ~ P17)
-  // 人设配置 ➔ RAG 切片与沙盒召回 ➔ 术语库润色 ➔ 流式对话与留资卡片
+  // 主干流 3：智能服务与在线顾问 (P13 ~ P17)
+  // 人设配置 ➔ RAG 切片与沙盒召回 ➔ 术语库润色 ➔ 对话与留资卡片
   // =========================================================================
-  describe('主干流 3: AI 智能中枢 (Points 13-17)', () => {
+  describe('主干流 3: 智能服务与在线顾问 (Points 13-17)', () => {
     it('P13: 名片 AI 顾问人设、基调与留资触发阈值配置', async () => {
       const config = await aiConciergeService.saveByCardId(sharedCardId, {
         personaType: 'trade_expert',

backend/test/modules/ai/sandbox.test.ts

@@ -189,7 +189,7 @@ describe('Point 07: AI 知识库分块切片与召回沙盒 (modules/ai knowledg
     it('AiKnowledgeService.sandboxTest 应能执行切片并召回', async () => {
       const result = await service.sandboxTest({
         query: 'NFC 实体卡',
-        content: 'OmniCard NFC 智能实体名片碰一碰极速交换。另有 AI 智能数字人与访客雷达。',
+        content: 'OmniCard NFC 智能实体名片碰一碰极速交换。另有在线智能顾问与访客雷达。',
         chunkSize: 30,
         overlap: 5,
         topK: 2,

backend/test/modules/ai/tenant-byok.test.ts

@@ -1,7 +1,7 @@
 import { DeepSeekService } from '../../../src/modules/ai/service/deepseek';
 import { CoolCommException } from '@cool-midway/core';
 
-describe('AI 智能中枢: 多租户 BYOK 配置隔离与 Token 成本风控', () => {
+describe('智能服务模块: 多租户 BYOK 配置隔离与 Token 成本风控', () => {
   let service: DeepSeekService;
 
   beforeEach(() => {

backend/test/modules/crm/lead-automation.test.ts

@@ -22,7 +22,7 @@ describe('Point 58 (P1): 潜客线索行为自动化阶段推进引擎', () => {
 
       expect(next.promoted).toBe(true);
       expect(next.targetStage).toBe('contacted');
-      expect(next.reason).toContain('AI');
+      expect(next.reason).toContain('智能顾问');
     });
 
     it('访客提交留资或雷达意向分 >= 80 时，应自动推进为 qualified', () => {

backend/test/mpuniapp/owner-card-home.test.ts

@@ -217,6 +217,37 @@ describe('OmniCard AI 名片主移动名片中心 (useCardHome.uts)', () => {
       );
     });
   });
+
+  describe('3. formatSvgDataUri 转换契约', () => {
+    it('3.1 遇到 <svg 开头的字符串转为 data:image/svg+xml;utf8,...', () => {
+      const { formatSvgDataUri } = loadUseCardHome() as unknown as {
+        formatSvgDataUri: (svg: string) => string;
+      };
+
+      const raw = '<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 31 31"><path d="M0 0h31v31H0z"/></svg>';
+      const result = formatSvgDataUri(raw);
+      expect(result.startsWith('data:image/svg+xml;utf8,')).toBe(true);
+      expect(result).toContain(encodeURIComponent('<path d="M0 0h31v31H0z"/>'));
+    });
+
+    it('3.2 遇到已经是 http/https 或 data: 开头的链接保持原样', () => {
+      const { formatSvgDataUri } = loadUseCardHome() as unknown as {
+        formatSvgDataUri: (svg: string) => string;
+      };
+
+      expect(formatSvgDataUri('https://cdn.example.com/qr.png')).toBe('https://cdn.example.com/qr.png');
+      expect(formatSvgDataUri('data:image/png;base64,ABC')).toBe('data:image/png;base64,ABC');
+    });
+
+    it('3.3 遇到空串或无效值返回空串', () => {
+      const { formatSvgDataUri } = loadUseCardHome() as unknown as {
+        formatSvgDataUri: (svg: string) => string;
+      };
+
+      expect(formatSvgDataUri('')).toBe('');
+      expect(formatSvgDataUri('   ')).toBe('');
+    });
+  });
 });
 
 describe('OmniCard AI 名片主名片中心页契约 (index.uvue)', () => {