diff --git a/pwuniapp/pages/user/index.vue b/pwuniapp/pages/user/index.vue
index 3c8ba51..180a15f 100644
--- a/pwuniapp/pages/user/index.vue
+++ b/pwuniapp/pages/user/index.vue
@@ -1,18 +1,19 @@
 <template>
   <view class="user-container" :class="{ 'theme-warm': currentThemeKey === 'warm' }" :style="navStyle">
     <!-- 用户头部个人资料卡 -->
-    <view class="profile-card">
-      <image class="user-avatar" :src="user.avatar" mode="aspectFill" />
+    <view class="profile-card" @click="!isLoggedIn && openLoginModal()">
+      <image class="user-avatar" :src="isLoggedIn && user.avatar ? user.avatar : DEFAULT_GUEST_AVATAR" mode="aspectFill" />
       <view class="user-info">
         <!-- 顶层水平对齐行：昵称/VIP 与 月亮太阳切换/设置 在同一水平线 -->
         <view class="user-top-row">
           <view class="name-row">
-            <text class="user-name">{{ user.nickname }}</text>
-            <text class="vip-badge">VIP 黄金玩家</text>
+            <text class="user-name">{{ isLoggedIn ? user.nickname : '点击登录 / 注册' }}</text>
+            <text class="vip-badge" v-if="isLoggedIn">VIP 黄金玩家</text>
+            <text class="guest-badge" v-else>未登录</text>
           </view>
           <view class="header-actions">
             <!-- 核心优化：月亮与太阳快捷切换胶囊 (与左侧昵称在同一水平线上) -->
-            <view class="theme-quick-switch btn-active" @click="toggleThemeDirectly" title="切换界面风格">
+            <view class="theme-quick-switch btn-active" @click.stop="toggleThemeDirectly" title="切换界面风格">
               <view
                 class="switch-icon-btn moon-btn"
                 :class="{ active: currentThemeKey === 'cool' }"
@@ -28,12 +29,12 @@
                 <image class="theme-icon-svg" :src="ICONS.sun" mode="aspectFit" />
               </view>
             </view>
-            <view class="edit-btn btn-active" @click="editProfile">
+            <view class="edit-btn btn-active" v-if="isLoggedIn" @click.stop="editProfile">
               <image class="edit-svg" :src="ICONS.settings" mode="aspectFit" />
             </view>
           </view>
         </view>
-        <text class="user-uid">UID: {{ user.id }}</text>
+        <text class="user-uid">{{ isLoggedIn ? `UID: ${user.id}` : '登录后享受完整陪伴服务' }}</text>
       </view>
     </view>
 
@@ -68,13 +69,13 @@
       <view class="asset-grid">
         <view class="asset-col">
           <text class="asset-label">可用余额 (元)</text>
-          <text class="asset-val green-val">¥{{ user.balance }}</text>
+          <text class="asset-val green-val">{{ isLoggedIn ? `¥${user.balance}` : '--' }}</text>
           <button class="asset-btn recharge btn-active" @click="handleRecharge">充值</button>
         </view>
         <view class="asset-divider"></view>
         <view class="asset-col">
           <text class="asset-label">分销佣金收益 (元)</text>
-          <text class="asset-val gold-val">¥{{ user.commission }}</text>
+          <text class="asset-val gold-val">{{ isLoggedIn ? `¥${user.commission}` : '--' }}</text>
           <button class="asset-btn withdraw btn-active" @click="handleWithdraw">提现</button>
         </view>
       </view>
@@ -141,6 +142,55 @@
       </view>
     </view>
 
+    <!-- 退出登录与账号切换操作卡片 -->
+    <view class="account-actions-card" v-if="isLoggedIn">
+      <view class="account-btn-group">
+        <button class="btn-switch-account btn-active" @click="openLoginModal">切换账号</button>
+        <button class="btn-logout btn-active" @click="handleLogout">退出当前登录</button>
+      </view>
+    </view>
+    <view class="account-actions-card not-logged" v-else>
+      <button class="btn-primary-login btn-active" @click="openLoginModal">立即登录 / 注册</button>
+    </view>
+
+    <!-- 登录与账号切换快捷弹窗 -->
+    <view class="login-modal-mask" v-if="showLoginModal" @click="showLoginModal = false">
+      <view class="login-modal" @click.stop>
+        <view class="modal-header">
+          <text class="modal-title">账号登录与快捷切换</text>
+          <view class="btn-close btn-active" @click="showLoginModal = false">
+            <image class="close-svg" :src="ICONS.close" mode="aspectFit" />
+          </view>
+        </view>
+        <view class="modal-body">
+          <button class="btn-wechat-auth btn-active" @click="handleWechatLogin">
+            微信一键授权快捷登录
+          </button>
+          
+          <view class="demo-accounts-wrap">
+            <text class="demo-tips">支持一键切换指定身份体验账号：</text>
+            <view
+              v-for="acc in DEMO_ACCOUNTS"
+              :key="acc.id"
+              class="demo-account-item btn-active"
+              :class="{ current: Number(user.id) === acc.id && isLoggedIn }"
+              @click="switchDemoAccount(acc)"
+            >
+              <image class="demo-avatar" :src="acc.avatar" mode="aspectFill" />
+              <view class="demo-info">
+                <view class="demo-title-row">
+                  <text class="demo-name">{{ acc.nickname }}</text>
+                  <text class="demo-tag" :class="acc.roleTag">{{ acc.roleDesc }}</text>
+                </view>
+                <text class="demo-desc">UID: {{ acc.id }} · {{ acc.desc }}</text>
+              </view>
+              <text class="demo-action-btn">{{ Number(user.id) === acc.id && isLoggedIn ? '当前登录' : '切换至此号' }}</text>
+            </view>
+          </view>
+        </view>
+      </view>
+    </view>
+
     <!-- 个人资料编辑设置弹窗 -->
     <view class="profile-edit-modal-mask" v-if="showEditModal" @click="showEditModal = false">
       <view class="profile-edit-modal" @click.stop>
@@ -293,6 +343,37 @@ import { getCurrentRole, setCurrentRole, ROLE_TYPES, toggleRole as toggleUserRol
 import { getNavBarInfo } from '@/common/nav.js';
 import { getUserProfile, rechargeBalance, withdrawCommission, getUserFinanceRecords, updateUserProfile, uploadImage, getRechargeTiers, getPlatformConfigs } from '@/common/api.js';
 
+const DEFAULT_GUEST_AVATAR = 'https://images.unsplash.com/photo-1535713875002-d1d0cf377fde?w=200';
+const isLoggedIn = ref(true);
+const showLoginModal = ref(false);
+
+const DEMO_ACCOUNTS = [
+  {
+    id: 1001,
+    nickname: '同城局长',
+    roleTag: 'host',
+    roleDesc: '房主/局长',
+    desc: '余额充足 · 组局发单',
+    avatar: 'https://images.unsplash.com/photo-1535713875002-d1d0cf377fde?w=200'
+  },
+  {
+    id: 2001,
+    nickname: '超能电竞玩家',
+    roleTag: 'buyer',
+    roleDesc: '普通买家',
+    desc: '搭子报名 · 预约下单',
+    avatar: 'https://images.unsplash.com/photo-1534528741775-53994a69daeb?w=200'
+  },
+  {
+    id: 101,
+    nickname: '苏苏学姐',
+    roleTag: 'expert',
+    roleDesc: '金牌陪伴师',
+    desc: '接单工作台 · 4位核销',
+    avatar: 'https://images.unsplash.com/photo-1494790108377-be9c29b29330?w=200'
+  }
+];
+
 const user = ref({
   id: 1001,
   nickname: '电竞玩家',
@@ -359,9 +440,99 @@ const onRoleChanged = (role) => {
   currentRole.value = role;
 };
 
-const loadUserProfile = async () => {
+const openLoginModal = () => {
+  showLoginModal.value = true;
+};
+
+const handleWechatLogin = () => {
+  uni.showLoading({ title: '正在授权登录...' });
+  setTimeout(() => {
+    uni.hideLoading();
+    showLoginModal.value = false;
+    isLoggedIn.value = true;
+    uni.removeStorageSync('user_has_logged_out');
+    uni.setStorageSync('userId', 1001);
+    loadUserProfile(1001);
+    uni.showToast({ title: '登录成功', icon: 'success' });
+  }, 400);
+};
+
+const switchDemoAccount = async (acc) => {
+  showLoginModal.value = false;
+  uni.showLoading({ title: '正在切换账号...' });
+  isLoggedIn.value = true;
+  uni.removeStorageSync('user_has_logged_out');
+  uni.setStorageSync('userId', acc.id);
+  user.value = {
+    ...user.value,
+    id: acc.id,
+    nickname: acc.nickname,
+    avatar: acc.avatar
+  };
+  await loadUserProfile(acc.id);
+  uni.hideLoading();
+  uni.showToast({
+    title: `已切换至【${acc.nickname}】`,
+    icon: 'success'
+  });
+};
+
+const handleLogout = () => {
+  uni.showModal({
+    title: '确认退出登录？',
+    content: '退出登录后将清除本地会话，切换为未登录游客态。是否确认退出？',
+    confirmText: '退出登录',
+    confirmColor: '#EF4444',
+    cancelText: '取消',
+    success: (res) => {
+      if (res.confirm) {
+        uni.removeStorageSync('userInfo');
+        uni.removeStorageSync('userId');
+        uni.setStorageSync('user_has_logged_out', '1');
+        isLoggedIn.value = false;
+        user.value = {
+          id: '',
+          nickname: '点击登录 / 注册',
+          avatar: DEFAULT_GUEST_AVATAR,
+          role: 'PLAYER',
+          balance: '0.00',
+          commission: '0.00',
+          orderCount: 0,
+          invitedCount: 0,
+          phone: ''
+        };
+        uni.showToast({
+          title: '已退出登录',
+          icon: 'none',
+          duration: 1500
+        });
+      }
+    }
+  });
+};
+
+const loadUserProfile = async (targetId) => {
+  const hasLoggedOut = uni.getStorageSync('user_has_logged_out');
+  if (hasLoggedOut && !targetId) {
+    isLoggedIn.value = false;
+    user.value = {
+      id: '',
+      nickname: '点击登录 / 注册',
+      avatar: DEFAULT_GUEST_AVATAR,
+      role: 'PLAYER',
+      balance: '0.00',
+      commission: '0.00',
+      orderCount: 0,
+      invitedCount: 0,
+      phone: ''
+    };
+    return;
+  }
+
+  isLoggedIn.value = true;
+  const uid = targetId || uni.getStorageSync('userId') || 1001;
   try {
-    const profile = await getUserProfile(1001);
+    const profile = await getUserProfile(uid);
     if (profile) {
       user.value = {
         ...user.value,
@@ -420,6 +591,7 @@ const handleSwitchTheme = () => {
 };
 
 const toggleRole = () => {
+  if (!ensureLoggedIn()) return;
   if (!isExpertCertified()) {
     uni.showModal({
       title: '大神实名认证提醒',
@@ -468,6 +640,7 @@ const editForm = ref({
 });
 
 const editProfile = () => {
+  if (!ensureLoggedIn()) return;
   editForm.value = {
     nickname: user.value.nickname || '',
     avatar: user.value.avatar || PRESET_AVATARS[0],
@@ -535,9 +708,19 @@ const saveProfile = async () => {
   }
 };
 
+const ensureLoggedIn = () => {
+  if (!isLoggedIn.value) {
+    uni.showToast({ title: '请先登录账号', icon: 'none' });
+    openLoginModal();
+    return false;
+  }
+  return true;
+};
+
 const viewWalletLog = async () => {
+  if (!ensureLoggedIn()) return;
   try {
-    const list = await getUserFinanceRecords(1001);
+    const list = await getUserFinanceRecords(user.value.id || 1001);
     if (!list || list.length === 0) {
       uni.showModal({
         title: '账单明细',
@@ -563,6 +746,7 @@ const viewWalletLog = async () => {
 };
 
 const handleRecharge = async () => {
+  if (!ensureLoggedIn()) return;
   let tiers = [];
   try {
     const list = await getRechargeTiers();
@@ -613,6 +797,7 @@ const handleRecharge = async () => {
 };
 
 const handleWithdraw = () => {
+  if (!ensureLoggedIn()) return;
   const comm = Number(user.value.commission || 0);
   const finRules = platformConfigs.value.finance_rules || {};
   const minWithdraw = Number(finRules.minWithdrawAmount) || 50;
@@ -635,7 +820,7 @@ const handleWithdraw = () => {
     success: async (res) => {
       if (res.confirm) {
         try {
-          const result = await withdrawCommission(1001, comm);
+          const result = await withdrawCommission(user.value.id || 1001, comm);
           if (result && result.commission !== undefined) {
             user.value.commission = result.commission;
           }
@@ -656,6 +841,7 @@ const handleWithdraw = () => {
 };
 
 const showInvitePoster = () => {
+  if (!ensureLoggedIn()) return;
   const finRules = platformConfigs.value.finance_rules || {};
   const firstRate = finRules.firstReferralPercent != null ? finRules.firstReferralPercent : 5.0;
   const secondRate = finRules.secondReferralPercent != null ? finRules.secondReferralPercent : 2.0;
@@ -751,6 +937,7 @@ const submitExpertCertForm = async () => {
 };
 
 const applyExpert = () => {
+  if (!ensureLoggedIn()) return;
   const certStatus = getExpertCertStatus();
   if (certStatus === CERT_STATUS.APPROVED) {
     uni.showToast({
@@ -872,6 +1059,7 @@ const openAbout = () => {
 };
 
 const navTo = (url) => {
+  if (!ensureLoggedIn()) return;
   if (url.startsWith('/pages/activity/list')) {
     if (url.includes('tab=')) {
       const tab = url.split('tab=')[1].split('&')[0];
@@ -1693,6 +1881,274 @@ const navTo = (url) => {
   }
 }
 
+.guest-badge {
+  font-size: 20rpx;
+  color: #94A3B8;
+  background: rgba(148, 163, 184, 0.15);
+  border: 1px solid rgba(148, 163, 184, 0.3);
+  padding: 4rpx 14rpx;
+  border-radius: 20rpx;
+  font-weight: 500;
+}
+
+.account-actions-card {
+  margin-top: 24rpx;
+  margin-bottom: 30rpx;
+
+  .account-btn-group {
+    display: flex;
+    gap: 20rpx;
+
+    .btn-switch-account {
+      flex: 1;
+      height: 84rpx;
+      line-height: 84rpx;
+      background: rgba(99, 102, 241, 0.12);
+      border: 1px solid rgba(99, 102, 241, 0.3);
+      color: #818CF8;
+      font-size: 26rpx;
+      font-weight: 600;
+      border-radius: 24rpx;
+    }
+
+    .btn-logout {
+      flex: 1;
+      height: 84rpx;
+      line-height: 84rpx;
+      background: rgba(239, 68, 68, 0.12);
+      border: 1px solid rgba(239, 68, 68, 0.3);
+      color: #F87171;
+      font-size: 26rpx;
+      font-weight: 600;
+      border-radius: 24rpx;
+    }
+  }
+
+  &.not-logged {
+    .btn-primary-login {
+      width: 100%;
+      height: 88rpx;
+      line-height: 88rpx;
+      background: linear-gradient(135deg, #6366F1, #8B5CF6);
+      color: #FFFFFF;
+      font-size: 28rpx;
+      font-weight: 700;
+      border-radius: 24rpx;
+      box-shadow: 0 4rpx 20rpx rgba(99, 102, 241, 0.35);
+    }
+  }
+}
+
+.login-modal-mask {
+  position: fixed;
+  top: 0;
+  left: 0;
+  right: 0;
+  bottom: 0;
+  background: rgba(0, 0, 0, 0.75);
+  display: flex;
+  align-items: center;
+  justify-content: center;
+  z-index: 1000;
+  padding: 40rpx;
+  backdrop-filter: blur(6px);
+}
+
+.login-modal {
+  width: 100%;
+  max-width: 640rpx;
+  background: #151D30;
+  border-radius: 32rpx;
+  border: 1px solid rgba(255, 255, 255, 0.1);
+  padding: 36rpx;
+  box-shadow: 0 20rpx 60rpx rgba(0, 0, 0, 0.6);
+
+  .modal-header {
+    display: flex;
+    justify-content: space-between;
+    align-items: center;
+    margin-bottom: 24rpx;
+
+    .modal-title {
+      font-size: 30rpx;
+      font-weight: 700;
+      color: #F8FAFC;
+    }
+
+    .btn-close .close-svg {
+      width: 32rpx;
+      height: 32rpx;
+    }
+  }
+
+  .btn-wechat-auth {
+    background: #07C160;
+    color: #FFFFFF;
+    font-size: 28rpx;
+    font-weight: 700;
+    height: 80rpx;
+    line-height: 80rpx;
+    border-radius: 20rpx;
+    margin-bottom: 28rpx;
+    box-shadow: 0 4rpx 16rpx rgba(7, 193, 96, 0.35);
+  }
+
+  .demo-accounts-wrap {
+    .demo-tips {
+      font-size: 22rpx;
+      color: #94A3B8;
+      display: block;
+      margin-bottom: 16rpx;
+    }
+
+    .demo-account-item {
+      display: flex;
+      align-items: center;
+      gap: 16rpx;
+      padding: 16rpx;
+      border-radius: 18rpx;
+      background: rgba(255, 255, 255, 0.04);
+      border: 1px solid rgba(255, 255, 255, 0.06);
+      margin-bottom: 12rpx;
+
+      &.current {
+        border-color: #6366F1;
+        background: rgba(99, 102, 241, 0.12);
+      }
+
+      .demo-avatar {
+        width: 68rpx;
+        height: 68rpx;
+        border-radius: 50%;
+        flex-shrink: 0;
+      }
+
+      .demo-info {
+        flex: 1;
+        overflow: hidden;
+
+        .demo-title-row {
+          display: flex;
+          align-items: center;
+          gap: 12rpx;
+
+          .demo-name {
+            font-size: 24rpx;
+            font-weight: 700;
+            color: #F8FAFC;
+          }
+
+          .demo-tag {
+            font-size: 18rpx;
+            padding: 2rpx 8rpx;
+            border-radius: 6rpx;
+
+            &.host {
+              background: rgba(245, 158, 11, 0.2);
+              color: #F59E0B;
+            }
+            &.buyer {
+              background: rgba(99, 102, 241, 0.2);
+              color: #818CF8;
+            }
+            &.expert {
+              background: rgba(16, 185, 129, 0.2);
+              color: #10B981;
+            }
+          }
+        }
+
+        .demo-desc {
+          font-size: 20rpx;
+          color: #94A3B8;
+          margin-top: 4rpx;
+          display: block;
+        }
+      }
+
+      .demo-action-btn {
+        font-size: 20rpx;
+        color: #6366F1;
+        font-weight: 600;
+        padding: 6rpx 14rpx;
+        border-radius: 10rpx;
+        background: rgba(99, 102, 241, 0.15);
+      }
+    }
+  }
+}
+
+.theme-warm {
+  .guest-badge {
+    color: #78716C;
+    background: #F5F2EC;
+    border-color: #E7E5E4;
+  }
+
+  .account-actions-card {
+    .account-btn-group {
+      .btn-switch-account {
+        background: rgba(234, 88, 12, 0.08);
+        border-color: rgba(234, 88, 12, 0.25);
+        color: #EA580C;
+      }
+
+      .btn-logout {
+        background: #FEE2E2;
+        border-color: #FCA5A5;
+        color: #DC2626;
+      }
+    }
+
+    &.not-logged {
+      .btn-primary-login {
+        background: linear-gradient(135deg, #F97316 0%, #EA580C 100%);
+        box-shadow: 0 4rpx 20rpx rgba(234, 88, 12, 0.35);
+      }
+    }
+  }
+
+  .login-modal {
+    background: #FFFFFF;
+    border-color: #F0ECE4;
+    box-shadow: 0 20rpx 60rpx rgba(28, 25, 23, 0.15);
+
+    .modal-header .modal-title {
+      color: #1C1917;
+    }
+
+    .demo-accounts-wrap {
+      .demo-tips {
+        color: #78716C;
+      }
+
+      .demo-account-item {
+        background: #FAFAF9;
+        border-color: #E7E5E4;
+
+        &.current {
+          border-color: #EA580C;
+          background: rgba(234, 88, 12, 0.08);
+        }
+
+        .demo-info {
+          .demo-title-row .demo-name {
+            color: #1C1917;
+          }
+          .demo-desc {
+            color: #78716C;
+          }
+        }
+
+        .demo-action-btn {
+          color: #EA580C;
+          background: rgba(234, 88, 12, 0.12);
+        }
+      }
+    }
+  }
+}
+
 @keyframes glowSpin {
   0% { transform: rotate(0deg); }
   100% { transform: rotate(360deg); }
diff --git a/server/tests/content-security.spec.ts b/server/tests/content-security.spec.ts
index 83a5bee..a34650a 100644
--- a/server/tests/content-security.spec.ts
+++ b/server/tests/content-security.spec.ts
@@ -375,5 +375,35 @@ describe('ContentSecurityService & Compliance Architecture (TDD 微信内容安
       }
     });
   });
+
+  describe('10. 个人中心未登录游客态、退出登录及切换账号门禁验证 (用户体验闭环与安全防范)', () => {
+    it('个人中心页面必须包含退出登录、切换账号与登录弹窗入口', () => {
+      const userIndexPath = path.join(rootDir, 'pwuniapp', 'pages', 'user', 'index.vue');
+      const content = fs.readFileSync(userIndexPath, 'utf-8');
+      expect(content).toContain('handleLogout');
+      expect(content).toContain('switchDemoAccount');
+      expect(content).toContain('openLoginModal');
+      expect(content).toContain('isLoggedIn');
+      expect(content).toContain('account-actions-card');
+      expect(content).toContain('login-modal-mask');
+      expect(content).toContain('退出当前登录');
+      expect(content).toContain('切换账号');
+      expect(content).toContain('微信一键授权快捷登录');
+    });
+
+    it('个人中心核心交互必须包含未登录拦截守护 ensureLoggedIn', () => {
+      const userIndexPath = path.join(rootDir, 'pwuniapp', 'pages', 'user', 'index.vue');
+      const content = fs.readFileSync(userIndexPath, 'utf-8');
+      expect(content).toContain('const ensureLoggedIn = () =>');
+      expect(content).toContain('if (!ensureLoggedIn()) return;');
+    });
+
+    it('所有个人中心改造代码严禁包含任何系统 Emoji', () => {
+      const userIndexPath = path.join(rootDir, 'pwuniapp', 'pages', 'user', 'index.vue');
+      const text = fs.readFileSync(userIndexPath, 'utf-8');
+      const emojiRegex = /(?:\p{Extended_Pictographic}|\p{Emoji_Presentation}|[\u2600-\u27BF])/u;
+      expect(emojiRegex.test(text)).toBe(false);
+    });
+  });
 });