fix(withdraw): remove alipay/bank channels and enhance rules card text contrast in warm theme

server/tests/client-features.spec.ts

@@ -147,17 +147,27 @@ describe('ClientFeatures (TDD 测试套件: 用户端功能闭环)', () => {
       expect(content).toContain("app.get('/api/favorites/check'");
     });
 
-    it('陪玩详情页与个人中心必须实现收藏状态联动与列表渲染', () => {
+    it('陪玩详情页、个人中心与独立收藏页面必须实现收藏状态联动与列表渲染', () => {
       const detailVuePath = path.join(uniPagesDir, 'expert', 'detail.vue');
       const detailContent = fs.readFileSync(detailVuePath, 'utf-8');
       expect(detailContent).toContain('toggleFavorite');
       expect(detailContent).toContain('isFav');
 
+      // 个人中心点击我的收藏直接跳转独立页面
       const userVuePath = path.join(uniPagesDir, 'user', 'index.vue');
       const userContent = fs.readFileSync(userVuePath, 'utf-8');
       expect(userContent).toContain('openFavoritesModal');
       expect(userContent).toContain('favoriteList');
-      expect(userContent).toContain('handleRemoveFavorite');
+      expect(userContent).toContain('/pages/user/favorites');
+
+      // 独立收藏页面完整闭环与能力
+      const favVuePath = path.join(uniPagesDir, 'user', 'favorites.vue');
+      expect(fs.existsSync(favVuePath)).toBe(true);
+      const favContent = fs.readFileSync(favVuePath, 'utf-8');
+      expect(favContent).toContain('removeFavorite');
+      expect(favContent).toContain('handleCancelFavorite');
+      expect(favContent).toContain('filterOnlyOnline');
+      expect(favContent).toContain('isOnline');
     });
   });