```

feat(shopro_huifu): 新增分账配置依赖检查命令并完善online_busi_type支持

- 新增ProbeSplitConfigDeps命令用于检查split/config提交前的依赖项
  (online_busi_type、运营媒介等)
- 在SyncSplitReceivers命令中添加--online-busi-type选项
- 更新QuerySplitConfig显示online_busi_type信息并调整后续步骤提示
- 完善HuifuMerchantSplitService中的online_busi_type解析逻辑
- 添加extended_material_list配置支持
- 在数据库升级脚本中增加新的配置项
```

addons/shopro_huifu/command/QuerySplitConfig.php

@@ -100,13 +100,21 @@ class QuerySplitConfig extends Command
                     $output->writeln('delay_flag(延迟入账): ' . ($delay !== '' ? $delay : '(未返回)'));
                     $output->writeln('forced_delay_flag: ' . ($forced !== '' ? $forced : '(未返回)'));
                 } else {
-                    $scan = HuifuClient::collectNestedKeys($bd, ['delay_flag', 'forced_delay_flag', 'rule_origin', 'div_flag']);
+                    $scan = HuifuClient::collectNestedKeys($bd, [
+                        'delay_flag', 'forced_delay_flag', 'rule_origin', 'div_flag', 'online_busi_type',
+                    ]);
                     if ($scan !== []) {
                         $output->writeln('详情嵌套: ' . json_encode($scan, JSON_UNESCAPED_UNICODE));
                     } else {
                         $output->writeln('未读到 delay_flag（可 --json 看 basicdata 全文）');
                     }
                 }
+                $busiType = trim((string) (HuifuClient::collectNestedKeys($bd, ['online_busi_type'])['online_busi_type'] ?? ''));
+                if ($busiType !== '') {
+                    $output->writeln('online_busi_type(进件/业务资料): ' . $busiType);
+                } else {
+                    $output->writeln('[提示] 40% 分账 split/config 须 online_busi_type，主商户详情未返回时可问汇付渠道或查 KYC 编码表');
+                }
                 if ($bCode !== '' && $bCode !== '00000000') {
                     $output->writeln('basicdata resp_code=' . $bCode . ' ' . ($bd['resp_desc'] ?? ''));
                 }
@@ -115,7 +123,7 @@ class QuerySplitConfig extends Command
             }
             $output->writeln('');
             $output->writeln('下一步（汇付实施/工单）:');
-            $output->writeln('  1) php think shopro_huifu:sync-split-receivers（rule_origin=01 仅开通分账，不带接收方列表）');
+            $output->writeln('  1) 配齐 online_busi_type + 运营媒介后 php think shopro_huifu:sync-split-receivers');
             $output->writeln('  2) 进件子户在 confirm 的 acct_split_bunch 中指定；若仍 22000002 再核控台分账关系/实施工单');
             $output->writeln('  3) 生效后再跑本命令，应出现 rule_origin；新订单测分账，勿重试 unconfirm_amt=0 的旧单');
             $output->writeln('完整 JSON: php think shopro_huifu:query-split-config --json');