diff --git a/addons/shopro/tests/split_commission_verify.php b/addons/shopro/tests/split_commission_verify.php
index eb1c9ae..469a8d0 100644
--- a/addons/shopro/tests/split_commission_verify.php
+++ b/addons/shopro/tests/split_commission_verify.php
@@ -479,11 +479,14 @@ function trySplitOrder($orderSn, $execute)
     try {
         $query = (new \addons\shopro_huifu\library\HuifuQueryService())->queryByOrderSn($order['order_sn']);
         $snippet = [
-            'trans_amt'      => $query['trans_amt'] ?? null,
-            'unconfirm_amt'  => $query['unconfirm_amt'] ?? null,
-            'settlement_amt' => $query['settlement_amt'] ?? null,
-            'delay_acct_flag'=> $query['delay_acct_flag'] ?? null,
-            'trans_stat'     => $query['trans_stat'] ?? null,
+            'trans_amt'         => $query['trans_amt'] ?? null,
+            'unconfirm_amt'     => $query['unconfirm_amt'] ?? null,
+            'settlement_amt'    => $query['settlement_amt'] ?? null,
+            'delay_acct_flag'   => $query['delay_acct_flag'] ?? null,
+            'fund_freeze_stat'  => $query['fund_freeze_stat'] ?? null,
+            'freeze_time'       => $query['freeze_time'] ?? null,
+            'unfreeze_time'     => $query['unfreeze_time'] ?? null,
+            'trans_stat'        => $query['trans_stat'] ?? null,
         ];
         echo '查单摘要: ' . json_encode($snippet, JSON_UNESCAPED_UNICODE) . "\n";
     } catch (\Throwable $e) {
diff --git a/addons/shopro_huifu/docs/汇付延时分账测试指南.md b/addons/shopro_huifu/docs/汇付延时分账测试指南.md
index 923ec80..a58ebdb 100644
--- a/addons/shopro_huifu/docs/汇付延时分账测试指南.md
+++ b/addons/shopro_huifu/docs/汇付延时分账测试指南.md
@@ -306,6 +306,15 @@ php think shopro_huifu:split-retry
 2. 分账记录若 `status=4`，点 **重试**
 3. 若无任何分账记录，检查规则是否算出大于 0 的金额
 
+### 7.3 常见汇付错误码
+
+| 错误码 | 含义 | 处理 |
+|--------|------|------|
+| **23000003** | 确认金额与可确认余额不一致 | 确认基数应使用查单 `unconfirm_amt`（内扣手续费后常小于商城 `pay_fee`）。部署最新 `HuifuSplitService` 后重试；CLI 可看 `confirm_base`。 |
+| **23000004** | 延迟交易资金冻结，不能发起交易确认 | **非金额问题**。小程序 + 延时分账时，微信侧资金常处于在途/冻结，需 **发货并同步微信**（`shopro_wechat_trade` → `upload_shipping_info`），用户 **确认收货**（`notify_confirm_receive`）或等待自动解冻后再分账。查单若 `fund_freeze_stat=FREEZE`，应把 **分账时机** 改为 `confirm` 或 `finish`，勿在 `payed` 立即 confirm。 |
+
+微信交易合规插件：见 `addons/shopro_wechat_trade/README.md`（小程序后台需签署订单中心协议、开通发货信息管理服务）。
+
 ---
 
 ## 8. 定时任务建议
diff --git a/addons/shopro_huifu/library/HuifuSplitService.php b/addons/shopro_huifu/library/HuifuSplitService.php
index 5d4f45a..e182452 100644
--- a/addons/shopro_huifu/library/HuifuSplitService.php
+++ b/addons/shopro_huifu/library/HuifuSplitService.php
@@ -67,6 +67,7 @@ class HuifuSplitService
 
         $outOrderNo = 'HFPS' . date('YmdHis') . $orderId;
         $ext = HuifuPayService::getPayExt($orderId);
+        $this->assertDelayFundsReadyForConfirm($order['order_sn']);
 
         Db::startTrans();
         try {
@@ -194,6 +195,30 @@ class HuifuSplitService
         return $this->resolveConfirmPayFee($orderSn, $orderPayFee);
     }
 
+    /**
+     * 微信小程序 + 延时分账：通道侧资金可能处于 FREEZE，需发货/确认收货或等待解冻后才能 delaytrans/confirm。
+     */
+    protected function assertDelayFundsReadyForConfirm($orderSn)
+    {
+        try {
+            $query = (new HuifuQueryService())->queryByOrderSn($orderSn);
+        } catch (\Throwable $e) {
+            return;
+        }
+        $freezeStat = strtoupper(trim((string) ($this->queryFieldRecursive($query, 'fund_freeze_stat') ?? '')));
+        if ($freezeStat !== 'FREEZE') {
+            return;
+        }
+        $unfreezeTime = trim((string) ($this->queryFieldRecursive($query, 'unfreeze_time') ?? ''));
+        $hint = '汇付查单 fund_freeze_stat=FREEZE：延迟交易资金仍被通道冻结，暂不能交易确认分账。'
+            . '小程序场景通常需：后台发货并同步微信 upload_shipping_info，用户在微信确认收货（或等待自动解冻，约 2–3 天）后再分账；'
+            . '建议分账时机改为「确认收货」而非「支付成功」。';
+        if ($unfreezeTime !== '') {
+            $hint .= ' 预计解冻时间(unfreeze_time)=' . $unfreezeTime;
+        }
+        throw new \RuntimeException($hint);
+    }
+
     protected function resolveConfirmPayFee($orderSn, $orderPayFee)
     {
         $fallback = number_format((float) $orderPayFee, 2, '.', '');