5110e5bd34
fix(shopro_huifu): 更新商户开户手续费率配置 修复了HuifuOnboardBusiOpen类中手续费率配置的错误， 将fixed_ratio字段的值从固定的'0.00'更改为动态计算的结算费率， 同时移除了不再使用的fee_rate字段配置。 ```
242 行
4.9 KiB
PHP
242 行
4.9 KiB
PHP
<?php
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namespace addons\shopro_huifu\library\onboard;
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use addons\shopro_huifu\library\HuifuConfig;
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use addons\shopro_huifu\library\SdkLoader;
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class HuifuOnboardBusiOpen
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{
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protected $sdk;
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protected $config;
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public function __construct(HuifuOnboardSdk $sdk = null)
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{
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$this->sdk = $sdk ?: new HuifuOnboardSdk();
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$this->config = HuifuConfig::getInstance();
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}
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public function submit($huifuId, array $form, array $fileMap)
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{
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SdkLoader::requireRequest('V2UserBusiOpenRequest.php');
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$meta = $this->sdk->newReqMeta();
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$request = new \BsPaySdk\request\V2UserBusiOpenRequest();
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$request->setHuifuId($huifuId);
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$request->setReqSeqId($meta['req_seq_id']);
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$request->setReqDate($meta['req_date']);
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$request->setUpperHuifuId($this->sdk->getUpperHuifuId());
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$settleCycle = $this->config->get('onboard_settle_cycle', 'D1');
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$settleBatch = $this->config->get('onboard_settle_batch_no', '300');
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// 汇付费率单位为百分比；AMT * 0.0005 对应 fee_rate=0.05。
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$settleFeeRate = max(0.05, (float) $this->config->get('onboard_settle_fee_rate', '0.05'));
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$cashType = $this->config->get('onboard_cash_type', 'D1');
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$cashFix = $this->config->get('onboard_cash_fix_amt', '0.03');
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$cashRate = $this->config->get('onboard_cash_fee_rate', '0');
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$settleConfigList = [[
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'settle_cycle' => $settleCycle,
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'settle_batch_no' => $settleBatch,
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'min_amt' => '0.01',
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'remained_amt' => '0.00',
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'settle_abstract' => '分账结算',
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'out_settle_flag' => '2',
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'fixed_ratio' => number_format($settleFeeRate, 2, '.', ''),
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]];
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// 系统 bank_account_type：0=对私，1=对公
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// 汇付 card_type：0=对公，1=对私法人，2=对私非法人
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$bankAccountType = (string) ($form['bank_account_type'] ?? '0');
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$cardType = $bankAccountType === '1' ? '0' : '1';
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$accountType = $form['account_type'] ?? 'indv';
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$cardName = $form['card_name'] ?? '';
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if ($accountType === 'indv') {
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$cardName = $form['name'] ?? $cardName;
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} elseif ($bankAccountType === '0') {
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$cardName = $form['legal_name'] ?? $cardName;
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}
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$cardInfo = [
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'card_type' => $cardType,
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'card_name' => $cardName,
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'card_no' => $form['card_no'],
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'prov_id' => $form['prov_id'],
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'area_id' => $form['area_id'],
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'mp' => $form['mp'],
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];
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if (!empty($form['branch_code'])) {
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$cardInfo['branch_code'] = $form['branch_code'];
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}
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if (!empty($form['branch_name'])) {
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$cardInfo['branch_name'] = $form['branch_name'];
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}
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if ($cardType === '1') {
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$cardInfo['cert_type'] = '00';
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$cardInfo['cert_no'] = $form['cert_no'];
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$cardInfo['cert_validity_type'] = $form['cert_validity_type'];
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$cardInfo['cert_begin_date'] = $form['cert_begin_date'];
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if ($form['cert_validity_type'] === '0' && !empty($form['cert_end_date'])) {
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$cardInfo['cert_end_date'] = $form['cert_end_date'];
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}
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}
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$cashConfig = [[
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'cash_type' => $cashType,
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'fix_amt' => $cashFix,
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'fee_rate' => $cashRate,
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]];
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$fileList = [];
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if (!empty($fileMap['F13'])) {
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$fileList[] = [
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'file_type' => 'F13',
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'file_id' => $fileMap['F13'],
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'file_name' => 'bank_card.jpg',
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];
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}
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if ($cardType === '0' && !empty($fileMap['F08'])) {
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$fileList[] = [
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'file_type' => 'F08',
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'file_id' => $fileMap['F08'],
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'file_name' => 'account_permit.jpg',
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];
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}
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$extend = [
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'settle_config_list' => json_encode($settleConfigList, JSON_UNESCAPED_UNICODE | JSON_UNESCAPED_SLASHES),
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'card_info' => json_encode($cardInfo, JSON_UNESCAPED_UNICODE | JSON_UNESCAPED_SLASHES),
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'cash_config' => json_encode($cashConfig, JSON_UNESCAPED_UNICODE | JSON_UNESCAPED_SLASHES),
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'async_return_url' => $this->sdk->getOnboardNotifyUrl(),
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];
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if ($fileList) {
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$extend['file_list'] = json_encode($fileList, JSON_UNESCAPED_UNICODE | JSON_UNESCAPED_SLASHES);
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}
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$request->setExtendInfo($extend);
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$result = $this->sdk->getClient()->postRequest($request);
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$data = $this->sdk->getClient()->parseResponse($result);
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$applyNo = $data['apply_no'] ?? ($data['apply_id'] ?? '');
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return [
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'req_date' => $meta['req_date'],
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'req_seq_id' => $meta['req_seq_id'],
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'apply_no' => $applyNo,
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'resp' => $data,
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];
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}
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}
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