feat(config): add finance rules, activity rules, and real expert application flow

admin/arco-design-pro-vite/src/views/safety/platform-config/index.vue

@@ -469,6 +469,115 @@
             </a-card>
           </div>
         </a-tab-pane>
+
+        <!-- Tab 9: 财务抽成与推广分销规则 -->
+        <a-tab-pane key="finance_rules_config" title="财务抽成与分销规则">
+          <div class="tab-pane-content">
+            <a-alert type="warning" style="margin-bottom: 20px">
+              在此灵活调控全平台陪玩订单抽成比例、二级分销裂变返润比例以及陪伴师/玩家佣金提现限制门槛，小程序端推广说明与提现流程将动态同步。
+            </a-alert>
+
+            <a-card title="平台抽成与裂变分销费率" :bordered="false" style="background: var(--color-fill-2)">
+              <a-form :model="financeRulesForm.valueJson" layout="vertical">
+                <a-row :gutter="16">
+                  <a-col :span="8">
+                    <a-form-item label="平台订单抽成比例 (%)">
+                      <a-input-number v-model="financeRulesForm.valueJson.platformRatePercent" :min="0" :max="50" :precision="1" />
+                    </a-form-item>
+                  </a-col>
+                  <a-col :span="8">
+                    <a-form-item label="一级邀请直接返佣比例 (%)">
+                      <a-input-number v-model="financeRulesForm.valueJson.firstReferralPercent" :min="0" :max="30" :precision="1" />
+                    </a-form-item>
+                  </a-col>
+                  <a-col :span="8">
+                    <a-form-item label="二级邀请间接返佣比例 (%)">
+                      <a-input-number v-model="financeRulesForm.valueJson.secondReferralPercent" :min="0" :max="20" :precision="1" />
+                    </a-form-item>
+                  </a-col>
+                </a-row>
+
+                <a-row :gutter="16">
+                  <a-col :span="8">
+                    <a-form-item label="单笔提现最低门槛 (元)">
+                      <a-input-number v-model="financeRulesForm.valueJson.minWithdrawAmount" :min="1" :max="5000" placeholder="如 50" />
+                    </a-form-item>
+                  </a-col>
+                  <a-col :span="8">
+                    <a-form-item label="单笔提现最高上限 (元)">
+                      <a-input-number v-model="financeRulesForm.valueJson.maxWithdrawAmount" :min="100" :max="100000" placeholder="如 20000" />
+                    </a-form-item>
+                  </a-col>
+                  <a-col :span="8">
+                    <a-form-item label="提现手续费率 (%)">
+                      <a-input-number v-model="financeRulesForm.valueJson.withdrawFeePercent" :min="0" :max="10" :precision="1" placeholder="如 0" />
+                    </a-form-item>
+                  </a-col>
+                </a-row>
+
+                <a-form-item label="小程序提现提示与到账说明文案">
+                  <a-textarea v-model="financeRulesForm.valueJson.withdrawDesc" :auto-size="{ minRows: 2, maxRows: 4 }" />
+                </a-form-item>
+
+                <div style="margin-top: 16px">
+                  <a-button type="primary" :loading="saving" @click="saveFinanceRulesConfig">
+                    保存财务抽成与分销配置
+                  </a-button>
+                </div>
+              </a-form>
+            </a-card>
+          </div>
+        </a-tab-pane>
+
+        <!-- Tab 10: 组局发单与预算预设规范 -->
+        <a-tab-pane key="activity_rules_config" title="组局发单与预算规范">
+          <div class="tab-pane-content">
+            <a-alert type="info" style="margin-bottom: 20px">
+              在此设定同城活动组局的招募席位上下限、AA制默认分摊基准，以及房主请客/悬赏发单时展示的快捷赏金与总预算梯队。
+            </a-alert>
+
+            <a-card title="活动席位与预设金额梯队" :bordered="false" style="background: var(--color-fill-2)">
+              <a-form :model="activityRulesForm.valueJson" layout="vertical">
+                <a-row :gutter="16">
+                  <a-col :span="8">
+                    <a-form-item label="最小招募人数 (人)">
+                      <a-input-number v-model="activityRulesForm.valueJson.minParticipants" :min="2" :max="10" />
+                    </a-form-item>
+                  </a-col>
+                  <a-col :span="8">
+                    <a-form-item label="最大招募人数 (人)">
+                      <a-input-number v-model="activityRulesForm.valueJson.maxParticipants" :min="2" :max="50" />
+                    </a-form-item>
+                  </a-col>
+                  <a-col :span="8">
+                    <a-form-item label="默认推荐招募人数 (人)">
+                      <a-input-number v-model="activityRulesForm.valueJson.defaultParticipants" :min="2" :max="20" />
+                    </a-form-item>
+                  </a-col>
+                </a-row>
+
+                <a-row :gutter="16">
+                  <a-col :span="12">
+                    <a-form-item label="单人出价快捷赏金梯队 (多个金额用逗号隔开，单位: 元)">
+                      <a-input v-model="presetPerPersonFeesText" placeholder="如：200, 300, 500, 800, 1000" />
+                    </a-form-item>
+                  </a-col>
+                  <a-col :span="12">
+                    <a-form-item label="包场总预算快捷梯队 (多个金额用逗号隔开，单位: 元)">
+                      <a-input v-model="presetTotalFeesText" placeholder="如：500, 1000, 2000, 3000, 5000" />
+                    </a-form-item>
+                  </a-col>
+                </a-row>
+
+                <div style="margin-top: 16px">
+                  <a-button type="primary" :loading="saving" @click="saveActivityRulesConfig">
+                    保存组局发单规范配置
+                  </a-button>
+                </div>
+              </a-form>
+            </a-card>
+          </div>
+        </a-tab-pane>
       </a-tabs>
     </a-card>
   </div>
@@ -709,6 +818,59 @@ const saveExpertRulesConfig = () => {
   saveConfig('expert_rules', expertRulesForm);
 };
 
+// P1 财务抽成与分销规则
+const financeRulesForm = reactive({
+  name: '平台抽成与推广分销规则',
+  description: '平台佣金抽成比例、二级分销返润与佣金提现门槛限制',
+  status: 1,
+  valueJson: {
+    platformRatePercent: 10.0,
+    firstReferralPercent: 5.0,
+    secondReferralPercent: 2.0,
+    minWithdrawAmount: 50,
+    maxWithdrawAmount: 20000,
+    withdrawFeePercent: 0.0,
+    withdrawDesc: '提现将自动发起微信企业付款打款至微信零钱，工作日预计2小时内到账。'
+  }
+});
+
+const saveFinanceRulesConfig = () => {
+  saveConfig('finance_rules', financeRulesForm);
+};
+
+// P3 组局发单与预算规则
+const activityRulesForm = reactive({
+  name: '同城组局发单与预算预设规范',
+  description: '招募席位上下限、快捷单人赏金预设与包场预算梯队',
+  status: 1,
+  valueJson: {
+    minParticipants: 2,
+    maxParticipants: 10,
+    defaultParticipants: 4,
+    presetPerPersonFees: [200, 300, 500, 800, 1000],
+    presetTotalFees: [500, 1000, 2000, 3000, 5000],
+    defaultAaFee: 50
+  }
+});
+
+const presetPerPersonFeesText = ref('200, 300, 500, 800, 1000');
+const presetTotalFeesText = ref('500, 1000, 2000, 3000, 5000');
+
+const saveActivityRulesConfig = () => {
+  const pFees = presetPerPersonFeesText.value
+    .split(/[,，\s]+/)
+    .map(Number)
+    .filter(n => !isNaN(n) && n > 0);
+  const tFees = presetTotalFeesText.value
+    .split(/[,，\s]+/)
+    .map(Number)
+    .filter(n => !isNaN(n) && n > 0);
+
+  if (pFees.length > 0) activityRulesForm.valueJson.presetPerPersonFees = pFees;
+  if (tFees.length > 0) activityRulesForm.valueJson.presetTotalFees = tFees;
+  saveConfig('activity_rules', activityRulesForm);
+};
+
 const fetchConfigs = async () => {
   loading.value = true;
   try {
@@ -761,6 +923,22 @@ const fetchConfigs = async () => {
           if (Array.isArray(expertRulesForm.valueJson.candidateTags)) {
             expertCandidateTags.value = expertRulesForm.valueJson.candidateTags;
           }
+        } else if (item.configKey === 'finance_rules') {
+          financeRulesForm.name = item.name;
+          financeRulesForm.description = item.description;
+          financeRulesForm.status = item.status;
+          financeRulesForm.valueJson = { ...financeRulesForm.valueJson, ...(item.valueJson || {}) };
+        } else if (item.configKey === 'activity_rules') {
+          activityRulesForm.name = item.name;
+          activityRulesForm.description = item.description;
+          activityRulesForm.status = item.status;
+          activityRulesForm.valueJson = { ...activityRulesForm.valueJson, ...(item.valueJson || {}) };
+          if (Array.isArray(activityRulesForm.valueJson.presetPerPersonFees)) {
+            presetPerPersonFeesText.value = activityRulesForm.valueJson.presetPerPersonFees.join(', ');
+          }
+          if (Array.isArray(activityRulesForm.valueJson.presetTotalFees)) {
+            presetTotalFeesText.value = activityRulesForm.valueJson.presetTotalFees.join(', ');
+          }
         }
       });
     }

pwuniapp/common/api.js

@@ -763,3 +763,16 @@ export async function getSafetyPlaces() {
   }
 }
 
+/**
+ * 提交大神实名资质入驻认证申请
+ */
+export async function applyExpertCert(data) {
+  try {
+    const res = await http.post('/companions/apply', data);
+    return res;
+  } catch (err) {
+    throw err;
+  }
+}
+
+

pwuniapp/pages/activity/create.vue

@@ -80,12 +80,12 @@
       <view class="stepper-row">
         <view class="stepper-info">
           <text class="row-label">招募席位 (人)</text>
-          <text class="sub-label">包含房主在内的组局总人数</text>
+          <text class="sub-label">包含房主在内的组局总人数 ({{ minParticipants }}-{{ maxParticipants }}人)</text>
         </view>
         <view class="stepper-box">
-          <button class="step-btn btn-active" :disabled="form.maxParticipants <= 2" @click="changeParticipants(-1)">－</button>
+          <button class="step-btn btn-active" :disabled="form.maxParticipants <= minParticipants" @click="changeParticipants(-1)">－</button>
           <text class="step-val">{{ form.maxParticipants }} 人</text>
-          <button class="step-btn btn-active" :disabled="form.maxParticipants >= 10" @click="changeParticipants(1)">＋</button>
+          <button class="step-btn btn-active" :disabled="form.maxParticipants >= maxParticipants" @click="changeParticipants(1)">＋</button>
         </view>
       </view>
 
@@ -138,7 +138,7 @@
           <text class="preset-label">快捷赏金：</text>
           <view class="preset-chips">
             <view
-              v-for="amt in [200, 300, 500, 800, 1000]"
+              v-for="amt in presetPerPersonFees"
               :key="amt"
               class="preset-chip btn-active"
               :class="{ selected: Number(form.perPersonFee) === amt }"
@@ -165,7 +165,7 @@
           <text class="preset-label">快捷预算：</text>
           <view class="preset-chips">
             <view
-              v-for="amt in [500, 1000, 2000, 3000, 5000]"
+              v-for="amt in presetTotalFees"
               :key="amt"
               class="preset-chip btn-active"
               :class="{ selected: Number(form.totalFee) === amt }"
@@ -349,11 +349,17 @@ const recommendPublicZones = ref([
   '北京市海淀区五道口购物中心 (高校商圈)'
 ]);
 
+const minParticipants = ref(2);
+const maxParticipants = ref(10);
+const presetPerPersonFees = ref([200, 300, 500, 800, 1000]);
+const presetTotalFees = ref([500, 1000, 2000, 3000, 5000]);
+
 const loadLivePlaces = async () => {
   try {
-    const [placesList, catList] = await Promise.allSettled([
+    const [placesList, catList, configsRes] = await Promise.allSettled([
       getSafetyPlaces(),
-      getNavCategories()
+      getNavCategories(),
+      getPlatformConfigs()
     ]);
 
     if (placesList.status === 'fulfilled' && Array.isArray(placesList.value) && placesList.value.length > 0) {
@@ -368,6 +374,21 @@ const loadLivePlaces = async () => {
         .map((c) => c.name);
       if (activeCats.length > 0) {
         games.value = activeCats;
+        if (!games.value.includes(form.value.game)) {
+          form.value.game = games.value[0];
+        }
+      }
+    }
+
+    if (configsRes.status === 'fulfilled' && configsRes.value?.activity_rules) {
+      const actRules = configsRes.value.activity_rules;
+      if (actRules.minParticipants) minParticipants.value = Number(actRules.minParticipants);
+      if (actRules.maxParticipants) maxParticipants.value = Number(actRules.maxParticipants);
+      if (Array.isArray(actRules.presetPerPersonFees) && actRules.presetPerPersonFees.length > 0) {
+        presetPerPersonFees.value = actRules.presetPerPersonFees;
+      }
+      if (Array.isArray(actRules.presetTotalFees) && actRules.presetTotalFees.length > 0) {
+        presetTotalFees.value = actRules.presetTotalFees;
       }
     }
   } catch (e) {
@@ -386,7 +407,10 @@ const applyRecommendZone = (zone) => {
 };
 
 const changeParticipants = (delta) => {
-  form.value.maxParticipants = Math.max(2, Math.min(10, form.value.maxParticipants + delta));
+  form.value.maxParticipants = Math.max(
+    minParticipants.value,
+    Math.min(maxParticipants.value, form.value.maxParticipants + delta)
+  );
 };
 
 const handleSubmit = async () => {

pwuniapp/pages/user/index.vue

@@ -206,6 +206,74 @@
       </view>
     </view>
 
+    <!-- 大神实名认证与资质入驻申请弹窗 (任务四：真实资料与后台审核) -->
+    <view class="profile-edit-modal-mask" v-if="showExpertCertModal" @click="showExpertCertModal = false">
+      <view class="profile-edit-modal expert-cert-modal" @click.stop>
+        <view class="modal-header">
+          <text class="modal-title">陪伴师 / 大神入驻实名申请</text>
+          <view class="btn-close btn-active" @click="showExpertCertModal = false">
+            <image class="close-svg" :src="ICONS.close" mode="aspectFit" />
+          </view>
+        </view>
+
+        <view class="modal-body">
+          <view class="cert-alert">
+            <text class="cert-alert-text">提交真实有效资料，平台将在 24 小时内由运营团队人工核验后开通接单工作台。</text>
+          </view>
+
+          <view class="edit-field">
+            <text class="field-label">真实姓名</text>
+            <input class="field-input" v-model="expertCertForm.realName" placeholder="如：张三 (须与身份证一致)" placeholder-class="field-placeholder" />
+          </view>
+
+          <view class="edit-field">
+            <text class="field-label">身份证号码</text>
+            <input class="field-input" v-model="expertCertForm.idCard" maxlength="18" placeholder="18位二代身份证号" placeholder-class="field-placeholder" />
+          </view>
+
+          <view class="edit-field">
+            <text class="field-label">主营陪伴品类</text>
+            <view class="track-chips">
+              <view
+                v-for="trk in ['同城陪吃', 'KTV陪唱', '同城陪喝', '线上电竞', '同城桌游']"
+                :key="trk"
+                class="track-chip btn-active"
+                :class="{ active: expertCertForm.track === trk }"
+                @click="expertCertForm.track = trk"
+              >
+                {{ trk }}
+              </view>
+            </view>
+          </view>
+
+          <view class="edit-field">
+            <text class="field-label">期望服务单价 (元/小时，平台限价: ¥{{ expertPriceMin }} - ¥{{ expertPriceMax }})</text>
+            <input class="field-input price-num-input" type="number" v-model="expertCertForm.hourlyRate" :placeholder="`推荐单价 ¥${expertDefaultRate}`" placeholder-class="field-placeholder" />
+          </view>
+
+          <view class="edit-field" v-if="expertCandidateTags.length > 0">
+            <text class="field-label">技能专长标签 (最多选6项)</text>
+            <view class="tags-chips">
+              <view
+                v-for="tg in expertCandidateTags"
+                :key="tg"
+                class="tag-pill btn-active"
+                :class="{ active: expertCertForm.tags.includes(tg) }"
+                @click="toggleCertTag(tg)"
+              >
+                {{ tg }}
+              </view>
+            </view>
+          </view>
+        </view>
+
+        <view class="modal-footer">
+          <button class="btn-modal btn-cancel btn-active" @click="showExpertCertModal = false">取消</button>
+          <button class="btn-modal btn-save btn-active" @click="submitExpertCertForm">提交审核</button>
+        </view>
+      </view>
+    </view>
+
     <!-- 底部自定义导航栏 (动态自适应发单人4项 / 接单人3项) -->
     <custom-tab-bar current="user" />
 
@@ -546,13 +614,22 @@ const handleRecharge = async () => {
 
 const handleWithdraw = () => {
   const comm = Number(user.value.commission || 0);
+  const finRules = platformConfigs.value.finance_rules || {};
+  const minWithdraw = Number(finRules.minWithdrawAmount) || 50;
+  const withdrawDesc = finRules.withdrawDesc || '提现将自动发起微信企业付款打款到微信零钱。';
+
   if (comm <= 0) {
     uni.showToast({ title: '暂无可用提现佣金', icon: 'none' });
     return;
   }
+  if (comm < minWithdraw) {
+    uni.showToast({ title: `提现金额须满 ¥${minWithdraw} 元起提`, icon: 'none' });
+    return;
+  }
+
   uni.showModal({
     title: '佣金提现申请',
-    content: `当前可提现佣金为 ¥${user.value.commission}，提现将自动发起微信企业付款打款到微信零钱。`,
+    content: `当前可提现佣金为 ¥${user.value.commission} (最低满¥${minWithdraw}起提)。\n${withdrawDesc}`,
     confirmText: '确认提现',
     confirmColor: '#10B981',
     success: async (res) => {
@@ -579,14 +656,99 @@ const handleWithdraw = () => {
 };
 
 const showInvitePoster = () => {
+  const finRules = platformConfigs.value.finance_rules || {};
+  const firstRate = finRules.firstReferralPercent != null ? finRules.firstReferralPercent : 5.0;
+  const secondRate = finRules.secondReferralPercent != null ? finRules.secondReferralPercent : 2.0;
+  const totalRate = (Number(firstRate) + Number(secondRate)).toFixed(1);
+
   uni.showModal({
     title: '二级分销推广',
-    content: `您的专属邀请码为：PW${user.value.id}\n已成功邀请 ${user.value.invitedCount} 位好友！\n好友下单您将实时享受最高 15% 自动分润提成。`,
+    content: `您的专属邀请码为：PW${user.value.id}\n已成功邀请 ${user.value.invitedCount} 位好友！\n好友下单享受直推 ${firstRate}% + 间推 ${secondRate}%，全网自动分润最高达 ${totalRate}%！`,
     showCancel: false,
-    confirmText: '保存太阳码'
+    confirmText: '保存推广码'
   });
 };
 
+const showExpertCertModal = ref(false);
+const expertCertForm = ref({
+  realName: '',
+  idCard: '',
+  track: '同城陪吃',
+  hourlyRate: 88,
+  tags: []
+});
+
+const expertPriceMin = computed(() => {
+  return platformConfigs.value.expert_rules?.minHourlyRate || 30;
+});
+const expertPriceMax = computed(() => {
+  return platformConfigs.value.expert_rules?.maxHourlyRate || 500;
+});
+const expertDefaultRate = computed(() => {
+  return platformConfigs.value.expert_rules?.defaultHourlyRate || 88;
+});
+const expertCandidateTags = computed(() => {
+  return platformConfigs.value.expert_rules?.candidateTags || [
+    '国服王者', '声优达人', '幽默风趣', '随叫随到', '暖心倾听',
+    '百星野王', '金牌探店', '量贩麦霸', '微醺搭子'
+  ];
+});
+
+const toggleCertTag = (tag) => {
+  const idx = expertCertForm.value.tags.indexOf(tag);
+  if (idx > -1) {
+    expertCertForm.value.tags.splice(idx, 1);
+  } else {
+    if (expertCertForm.value.tags.length >= 6) {
+      uni.showToast({ title: '最多选择6个技能标签', icon: 'none' });
+      return;
+    }
+    expertCertForm.value.tags.push(tag);
+  }
+};
+
+const submitExpertCertForm = async () => {
+  if (!expertCertForm.value.realName || !expertCertForm.value.realName.trim()) {
+    uni.showToast({ title: '请输入真实姓名', icon: 'none' });
+    return;
+  }
+  if (!expertCertForm.value.idCard || expertCertForm.value.idCard.length < 15) {
+    uni.showToast({ title: '请输入有效身份证号', icon: 'none' });
+    return;
+  }
+
+  const rate = Number(expertCertForm.value.hourlyRate) || expertDefaultRate.value;
+  if (rate < expertPriceMin.value || rate > expertPriceMax.value) {
+    uni.showToast({ title: `单价需在 ¥${expertPriceMin.value} - ¥${expertPriceMax.value} 之间`, icon: 'none' });
+    return;
+  }
+
+  uni.showLoading({ title: '正在提交认证...' });
+  try {
+    await applyExpertCert({
+      userId: user.value.id || 1001,
+      name: expertCertForm.value.realName.trim(),
+      idCard: expertCertForm.value.idCard.trim(),
+      track: expertCertForm.value.track,
+      hourlyRate: rate,
+      tags: expertCertForm.value.tags,
+      avatar: user.value.avatar,
+      gender: user.value.gender === 'male' ? '男' : '女'
+    });
+    setExpertCertStatus(CERT_STATUS.PENDING);
+    showExpertCertModal.value = false;
+    uni.hideLoading();
+    uni.showModal({
+      title: '申请已提交',
+      content: '您的入驻申请已成功提交至平台审核中心，运营团队核准后即可自动开通接单工作台。',
+      showCancel: false,
+      confirmText: '我知道了'
+    });
+  } catch (e) {
+    uni.hideLoading();
+    uni.showToast({ title: e.message || '提交申请失败', icon: 'none' });
+  }
+};
 
 const applyExpert = () => {
   const certStatus = getExpertCertStatus();
@@ -606,26 +768,15 @@ const applyExpert = () => {
     });
     return;
   }
-  uni.showModal({
-    title: '申请成为陪玩大神',
-    content: '需开通实名认证以承接线上游戏与同城生活陪伴订单。是否确认提交当前用户实名认证？',
-    confirmText: '提交入驻',
-    cancelText: '取消',
-    confirmColor: '#10B981',
-    success: (res) => {
-      if (res.confirm) {
-        setExpertCertStatus(CERT_STATUS.APPROVED);
-        uni.showToast({
-          title: '实名认证已通过！接单权限已开通',
-          icon: 'success',
-          duration: 1500
-        });
-        uni.navigateTo({
-          url: '/pages/expert/workspace'
-        });
-      }
-    }
-  });
+
+  expertCertForm.value = {
+    realName: '',
+    idCard: '',
+    track: '同城陪吃',
+    hourlyRate: expertDefaultRate.value,
+    tags: []
+  };
+  showExpertCertModal.value = true;
 };
 
 const contactService = () => {
@@ -1475,6 +1626,73 @@ const navTo = (url) => {
   }
 }
 
+.expert-cert-modal {
+  max-height: 85vh;
+  overflow-y: auto;
+
+  .cert-alert {
+    background: rgba(99, 102, 241, 0.08);
+    border: 1px solid rgba(99, 102, 241, 0.2);
+    border-radius: 12rpx;
+    padding: 16rpx 20rpx;
+    margin-bottom: 24rpx;
+
+    .cert-alert-text {
+      font-size: 24rpx;
+      color: #6366F1;
+      line-height: 1.5;
+    }
+  }
+
+  .track-chips, .tags-chips {
+    display: flex;
+    flex-wrap: wrap;
+    gap: 14rpx;
+    margin-top: 10rpx;
+
+    .track-chip, .tag-pill {
+      font-size: 24rpx;
+      padding: 12rpx 24rpx;
+      border-radius: 30rpx;
+      background: var(--bg-card, #1E293B);
+      color: #94A3B8;
+      border: 1px solid rgba(255, 255, 255, 0.1);
+      transition: all 0.2s ease;
+
+      &.active {
+        background: #6366F1;
+        color: #FFFFFF;
+        border-color: #6366F1;
+        box-shadow: 0 4rpx 12rpx rgba(99, 102, 241, 0.35);
+      }
+    }
+  }
+}
+
+.theme-warm .expert-cert-modal {
+  .cert-alert {
+    background: #FFF7ED;
+    border-color: #FDBA74;
+
+    .cert-alert-text {
+      color: #EA580C;
+    }
+  }
+
+  .track-chips .track-chip, .tags-chips .tag-pill {
+    background: #FDFBF7;
+    color: #78716C;
+    border-color: #E7E2D8;
+
+    &.active {
+      background: linear-gradient(135deg, #EA580C, #F97316);
+      color: #FFFFFF;
+      border-color: #EA580C;
+      box-shadow: 0 4rpx 14rpx rgba(234, 88, 12, 0.35);
+    }
+  }
+}
+
 @keyframes glowSpin {
   0% { transform: rotate(0deg); }
   100% { transform: rotate(360deg); }

server/src/db/mysql.ts

@@ -721,6 +721,25 @@ async function seedInitialDataIfEmpty(conn: any): Promise<void> {
     ]
   });
 
+  const financeRulesVal = JSON.stringify({
+    platformRatePercent: 10.0,
+    firstReferralPercent: 5.0,
+    secondReferralPercent: 2.0,
+    minWithdrawAmount: 50,
+    maxWithdrawAmount: 20000,
+    withdrawFeePercent: 0.0,
+    withdrawDesc: '提现将自动发起微信企业付款打款至微信零钱，工作日预计2小时内到账。'
+  });
+
+  const activityRulesVal = JSON.stringify({
+    minParticipants: 2,
+    maxParticipants: 10,
+    defaultParticipants: 4,
+    presetPerPersonFees: [200, 300, 500, 800, 1000],
+    presetTotalFees: [500, 1000, 2000, 3000, 5000],
+    defaultAaFee: 50
+  });
+
   const [cfgItemRows]: any = await conn.query('SELECT COUNT(*) as count FROM platform_configs');
   if (cfgItemRows[0].count === 0) {
     const customerServiceVal = JSON.stringify({
@@ -758,8 +777,15 @@ async function seedInitialDataIfEmpty(conn: any): Promise<void> {
       ('faq_list', '帮助中心与常见问题FAQ', ?, '小程序端帮助中心常见问答与指引', 1),
       ('security_words', '私下引流与违规自定义敏感词库', ?, '全平台发帖、评论及订单防私下交易关键词实时过滤', 1),
       ('home_popup', '小程序首页运营全局弹窗', ?, '节日活动推广、新用户专享首单优惠全局浮层弹窗', 1),
-      ('expert_rules', '大神技能标签库与定价区间规范', ?, '陪玩大神入驻审核、定价上下限限制与官方推荐技能标签库', 1);
-    `, [customerServiceVal, safetyNoticeVal, protocolVal, communityTopicsVal, communityNoticeVal, faqListVal, securityWordsVal, homePopupVal, expertRulesVal]);
+      ('expert_rules', '大神技能标签库与定价区间规范', ?, '陪玩大神入驻审核、定价上下限限制与官方推荐技能标签库', 1),
+      ('finance_rules', '平台抽成与推广分销规则', ?, '平台佣金抽成比例、二级分销返润与佣金提现门槛限制', 1),
+      ('activity_rules', '同城组局发单与预算预设规范', ?, '招募席位上下限、快捷单人赏金预设与包场预算梯队', 1);
+    `, [
+      customerServiceVal, safetyNoticeVal, protocolVal,
+      communityTopicsVal, communityNoticeVal, faqListVal,
+      securityWordsVal, homePopupVal, expertRulesVal,
+      financeRulesVal, activityRulesVal
+    ]);
   } else {
     // 增量保证各核心配置项完整就绪
     const [existingRows]: any = await conn.query('SELECT config_key FROM platform_configs');
@@ -800,5 +826,17 @@ async function seedInitialDataIfEmpty(conn: any): Promise<void> {
         VALUES ('expert_rules', '大神技能标签库与定价区间规范', ?, '陪玩大神入驻审核、定价上下限限制与官方推荐技能标签库', 1)
       `, [expertRulesVal]);
     }
+    if (!existingKeys.has('finance_rules')) {
+      await conn.query(`
+        INSERT INTO platform_configs (config_key, name, value_json, description, status)
+        VALUES ('finance_rules', '平台抽成与推广分销规则', ?, '平台佣金抽成比例、二级分销返润与佣金提现门槛限制', 1)
+      `, [financeRulesVal]);
+    }
+    if (!existingKeys.has('activity_rules')) {
+      await conn.query(`
+        INSERT INTO platform_configs (config_key, name, value_json, description, status)
+        VALUES ('activity_rules', '同城组局发单与预算预设规范', ?, '招募席位上下限、快捷单人赏金预设与包场预算梯队', 1)
+      `, [activityRulesVal]);
+    }
   }
 }

server/src/db/repository.ts

@@ -549,6 +549,44 @@ export class MysqlRepository {
     return this.getCompanionById(id);
   }
 
+  async applyCompanion(data: {
+    userId: number;
+    name: string;
+    idCard: string;
+    track: string;
+    hourlyRate?: number;
+    tags?: string[];
+    avatar?: string;
+    gender?: string;
+  }): Promise<any> {
+    const name = data.name.trim();
+    const track = data.track || '同城陪吃';
+    const hourlyRate = Number(data.hourlyRate) || 88;
+    const tagsJson = JSON.stringify(data.tags || []);
+    const avatar = data.avatar || 'https://images.unsplash.com/photo-1534528741775-53994a69daeb?w=300';
+    const gender = data.gender || '女';
+    const maskedIdCard = data.idCard.length >= 8 
+      ? data.idCard.substring(0, 6) + '********' + data.idCard.substring(data.idCard.length - 4)
+      : '110101********0000';
+
+    const [existing]: any = await pool.query('SELECT * FROM companions WHERE name = ?', [name]);
+    if (existing && existing.length > 0) {
+      await pool.query(`
+        UPDATE companions
+        SET track = ?, hourly_rate = ?, tags = ?, avatar = ?, gender = ?, audit_status = '待审核', status = '待审核', id_card_masked = ?
+        WHERE id = ?
+      `, [track, hourlyRate, tagsJson, avatar, gender, maskedIdCard, existing[0].id]);
+      return this.getCompanionById(existing[0].id);
+    }
+
+    const [res]: any = await pool.query(`
+      INSERT INTO companions (name, avatar, gender, age, track, rank_name, hourly_rate, voice_duration, voice_title, rating, order_count, status, audit_status, id_card_masked, tags, apply_time)
+      VALUES (?, ?, ?, 23, ?, '申请中陪伴师', ?, 15, '热情语音介绍', 5.0, 0, '待审核', '待审核', ?, ?, NOW())
+    `, [name, avatar, gender, track, hourlyRate, maskedIdCard, tagsJson]);
+
+    return this.getCompanionById(res.insertId);
+  }
+
   async auditCompanion(id: number, action: 'approve' | 'reject', reason?: string): Promise<any> {
     const auditStatus = action === 'approve' ? '已通过' : '已驳回';
     const status = action === 'approve' ? '接单中' : '已驳回';
@@ -1824,6 +1862,20 @@ export class MysqlRepository {
     if (isNaN(amount) || amount <= 0) {
       throw new Error('提现金额必须大于0');
     }
+
+    // 动态读取财务提现配置限制门槛
+    let minWithdraw = 50;
+    try {
+      const fConfig = await this.getPlatformConfigByKey('finance_rules');
+      if (fConfig?.valueJson?.minWithdrawAmount) {
+        minWithdraw = Number(fConfig.valueJson.minWithdrawAmount);
+      }
+    } catch (_) {}
+
+    if (amount < minWithdraw) {
+      throw new Error(`提现金额不能低于平台最低门槛 ¥${minWithdraw}`);
+    }
+
     const conn = await pool.getConnection();
     try {
       await conn.beginTransaction();

server/src/index.ts

@@ -550,6 +550,57 @@ app.get('/api/companions/:id', async (req: Request, res: Response) => {
   }
 });
 
+// 大神资质与实名入驻真实申请接口
+app.post('/api/companions/apply', async (req: Request, res: Response) => {
+  try {
+    const { userId, name, idCard, track, hourlyRate, tags, avatar, gender } = req.body;
+    if (!name || !name.trim()) {
+      return res.status(400).json({ code: 40000, message: '真实姓名不能为空' });
+    }
+    if (!idCard || !idCard.trim()) {
+      return res.status(400).json({ code: 40000, message: '身份证号不能为空' });
+    }
+
+    // 微信内容安全检测
+    const sec = contentSecurityService.checkText(`${name} ${track || ''} ${(tags || []).join(' ')}`);
+    if (!sec.pass) {
+      return res.status(400).json({ code: sec.code, message: sec.message });
+    }
+
+    // 校验价格与标签
+    const expertRulesConfig = await repo.getPlatformConfigByKey('expert_rules');
+    const rules = expertRulesConfig?.valueJson || { minHourlyRate: 30, maxHourlyRate: 500, maxTagsCount: 6 };
+    if (hourlyRate) {
+      const rateNum = Number(hourlyRate);
+      if (rateNum < (rules.minHourlyRate || 30) || rateNum > (rules.maxHourlyRate || 500)) {
+        return res.status(400).json({
+          code: 40000,
+          message: `服务单价需在 ¥${rules.minHourlyRate || 30} - ¥${rules.maxHourlyRate || 500} 之间`
+        });
+      }
+    }
+
+    const companion = await repo.applyCompanion({
+      userId: Number(userId) || 1001,
+      name: name.trim(),
+      idCard: idCard.trim(),
+      track: track || '同城陪吃',
+      hourlyRate: Number(hourlyRate) || rules.defaultHourlyRate || 88,
+      tags: Array.isArray(tags) ? tags.slice(0, rules.maxTagsCount || 6) : [],
+      avatar,
+      gender
+    });
+
+    res.json({
+      code: 20000,
+      data: companion,
+      message: '大神实名认证申请已提交，等待运营人工审核'
+    });
+  } catch (err: any) {
+    res.status(400).json({ code: 40000, message: err.message });
+  }
+});
+
 app.post('/api/companions/:id/audit', async (req: Request, res: Response) => {
   try {
     const companionId = Number(req.params.id);

server/tests/content-security.spec.ts

@@ -221,5 +221,47 @@ describe('ContentSecurityService & Compliance Architecture (TDD 微信内容安
       expect(emojiRegex.test(content)).toBe(false);
     });
   });
+
+  describe('7. 财务分销规则、组局预算规范与大神入驻申请闭环验证 (finance_rules & activity_rules)', () => {
+    it('MySQL 数据库与种子数据必须注册 finance_rules 与 activity_rules 配置项', () => {
+      const mysqlPath = path.join(rootDir, 'server', 'src', 'db', 'mysql.ts');
+      const content = fs.readFileSync(mysqlPath, 'utf-8');
+      expect(content).toContain('finance_rules');
+      expect(content).toContain('platformRatePercent');
+      expect(content).toContain('firstReferralPercent');
+      expect(content).toContain('activity_rules');
+      expect(content).toContain('minParticipants');
+      expect(content).toContain('presetPerPersonFees');
+    });
+
+    it('管理后台 platform-config 必须包含 Tab 9 财务规则与 Tab 10 组局预算面板', () => {
+      const adminConfigPath = path.join(rootDir, 'admin', 'arco-design-pro-vite', 'src', 'views', 'safety', 'platform-config', 'index.vue');
+      const content = fs.readFileSync(adminConfigPath, 'utf-8');
+      expect(content).toContain('finance_rules_config');
+      expect(content).toContain('财务抽成与分销规则');
+      expect(content).toContain('activity_rules_config');
+      expect(content).toContain('组局发单与预算规范');
+      expect(content).toContain('financeRulesForm');
+      expect(content).toContain('activityRulesForm');
+    });
+
+    it('服务端路由必须提供 POST /api/companions/apply 真实申请接口且校验姓名/身份证/安全', () => {
+      const serverIndexPath = path.join(rootDir, 'server', 'src', 'index.ts');
+      const content = fs.readFileSync(serverIndexPath, 'utf-8');
+      expect(content).toContain("app.post('/api/companions/apply'");
+      expect(content).toContain('真实姓名不能为空');
+      expect(content).toContain('身份证号不能为空');
+    });
+
+    it('小程序个人中心与发起组局页面必须动态绑定配置并实现门槛保护', () => {
+      const userIndexContent = fs.readFileSync(path.join(rootDir, 'pwuniapp', 'pages', 'user', 'index.vue'), 'utf-8');
+      const createActContent = fs.readFileSync(path.join(rootDir, 'pwuniapp', 'pages', 'activity', 'create.vue'), 'utf-8');
+      expect(userIndexContent).toContain('applyExpertCert');
+      expect(userIndexContent).toContain('showExpertCertModal');
+      expect(userIndexContent).toContain('finance_rules');
+      expect(createActContent).toContain('presetPerPersonFees');
+      expect(createActContent).toContain('activity_rules');
+    });
+  });
 });