feat(config): add finance rules, activity rules, and real expert application flow

server/src/index.ts

@@ -550,6 +550,57 @@ app.get('/api/companions/:id', async (req: Request, res: Response) => {
   }
 });
 
+// 大神资质与实名入驻真实申请接口
+app.post('/api/companions/apply', async (req: Request, res: Response) => {
+  try {
+    const { userId, name, idCard, track, hourlyRate, tags, avatar, gender } = req.body;
+    if (!name || !name.trim()) {
+      return res.status(400).json({ code: 40000, message: '真实姓名不能为空' });
+    }
+    if (!idCard || !idCard.trim()) {
+      return res.status(400).json({ code: 40000, message: '身份证号不能为空' });
+    }
+
+    // 微信内容安全检测
+    const sec = contentSecurityService.checkText(`${name} ${track || ''} ${(tags || []).join(' ')}`);
+    if (!sec.pass) {
+      return res.status(400).json({ code: sec.code, message: sec.message });
+    }
+
+    // 校验价格与标签
+    const expertRulesConfig = await repo.getPlatformConfigByKey('expert_rules');
+    const rules = expertRulesConfig?.valueJson || { minHourlyRate: 30, maxHourlyRate: 500, maxTagsCount: 6 };
+    if (hourlyRate) {
+      const rateNum = Number(hourlyRate);
+      if (rateNum < (rules.minHourlyRate || 30) || rateNum > (rules.maxHourlyRate || 500)) {
+        return res.status(400).json({
+          code: 40000,
+          message: `服务单价需在 ¥${rules.minHourlyRate || 30} - ¥${rules.maxHourlyRate || 500} 之间`
+        });
+      }
+    }
+
+    const companion = await repo.applyCompanion({
+      userId: Number(userId) || 1001,
+      name: name.trim(),
+      idCard: idCard.trim(),
+      track: track || '同城陪吃',
+      hourlyRate: Number(hourlyRate) || rules.defaultHourlyRate || 88,
+      tags: Array.isArray(tags) ? tags.slice(0, rules.maxTagsCount || 6) : [],
+      avatar,
+      gender
+    });
+
+    res.json({
+      code: 20000,
+      data: companion,
+      message: '大神实名认证申请已提交，等待运营人工审核'
+    });
+  } catch (err: any) {
+    res.status(400).json({ code: 40000, message: err.message });
+  }
+});
+
 app.post('/api/companions/:id/audit', async (req: Request, res: Response) => {
   try {
     const companionId = Number(req.params.id);