```

feat(split): 新增分账订单线下结案功能 - 添加 SplitCloseService 类用于处理订单结案逻辑 - 实现订单结案状态检查和标记功能 - 在汇付分账重试逻辑中加入结案状态验证，防止已结案订单继续重试 - 更新分账手动服务，添加结案操作类型 - 扩展钱包结算类，增加结案相关诊断方法 - 修改测试脚本，支持批量标记订单为已结案状态 - 添加数据库升级脚本，增加结案相关字段和菜单权限 ```
2026-10-24 21:18:48 +08:00
--- a/addons/shopro/library/split/SplitCloseService.php
+++ b/addons/shopro/library/split/SplitCloseService.php
@@ -0,0 +1,202 @@
+<?php
+
+namespace addons\shopro\library\split;
+
+use addons\shopro\model\Order;
+use addons\shopro\model\split\SplitManualLog;
+use addons\shopro\model\split\SplitOrder;
+use think\Db;
+
+class SplitCloseService
+{
+    /** 已结案(线下处理)，不再重试汇付/微信分账 */
+    const STATUS_CLOSED = 5;
+
+    /**
+     * 订单是否已标记结案（分账 status=5 或仅有 close 日志）
+     */
+    public function isClosed($orderId)
+    {
+        $orderId = intval($orderId);
+        if ($orderId <= 0) {
+            return false;
+        }
+        if ($this->hasCloseLog($orderId)) {
+            return true;
+        }
+        $row = SplitOrder::where('order_id', $orderId)
+            ->where('channel', 'huifu')
+            ->order('id', 'desc')
+            ->find();
+        return $row && intval($row['status']) === self::STATUS_CLOSED;
+    }
+
+    public function hasCloseLog($orderId)
+    {
+        $orderId = intval($orderId);
+        if ($orderId <= 0) {
+            return false;
+        }
+        if (!$this->manualLogSupportsClose()) {
+            return false;
+        }
+        return (bool) SplitManualLog::where('order_id', $orderId)->where('action', 'close')->find();
+    }
+
+    /**
+     * @return int[] order_id 列表（仅有 close 日志、无 status=5 分账单时也视为结案）
+     */
+    public function orderIdsWithCloseLog(array $orderIds)
+    {
+        $orderIds = array_values(array_unique(array_filter(array_map('intval', $orderIds))));
+        if (!$orderIds || !$this->manualLogSupportsClose()) {
+            return [];
+        }
+        return array_map('intval', SplitManualLog::where('order_id', 'in', $orderIds)
+            ->where('action', 'close')
+            ->group('order_id')
+            ->column('order_id'));
+    }
+
+    /**
+     * 按订单号结案
+     *
+     * @return array{order_id:int, split_order_id:int|null, already:bool}
+     */
+    public function closeByOrderSn($orderSn, $reason, $adminId = 0, $adminName = '')
+    {
+        $orderSn = trim((string) $orderSn);
+        if ($orderSn === '') {
+            throw new \InvalidArgumentException('订单号不能为空');
+        }
+        $reason = trim((string) $reason);
+        if ($reason === '') {
+            throw new \InvalidArgumentException('请填写结案原因');
+        }
+
+        $order = Order::where('order_sn', $orderSn)->find();
+        if (!$order && strlen($orderSn) < 24) {
+            $order = Order::where('order_sn', 'like', $orderSn . '%')->order('id', 'desc')->find();
+        }
+        if (!$order) {
+            throw new \RuntimeException('订单不存在: ' . $orderSn);
+        }
+
+        return $this->closeByOrderId(intval($order['id']), $reason, $adminId, $adminName);
+    }
+
+    /**
+     * @return array{order_id:int, split_order_id:int|null, already:bool}
+     */
+    public function closeByOrderId($orderId, $reason, $adminId = 0, $adminName = '')
+    {
+        $orderId = intval($orderId);
+        $reason = trim((string) $reason);
+        if ($reason === '') {
+            throw new \InvalidArgumentException('请填写结案原因');
+        }
+
+        if ($this->isClosed($orderId)) {
+            return ['order_id' => $orderId, 'split_order_id' => null, 'already' => true];
+        }
+
+        $order = Order::get($orderId);
+        if (!$order) {
+            throw new \RuntimeException('订单不存在');
+        }
+
+        $split = SplitOrder::where('order_id', $orderId)
+            ->where('channel', 'huifu')
+            ->order('id', 'desc')
+            ->find();
+
+        $config = new Config();
+        $retryMax = max(5, $config->getRetryMax());
+
+        Db::startTrans();
+        try {
+            $splitOrderId = null;
+            if ($split) {
+                $status = intval($split['status']);
+                if (in_array($status, [0, 1], true)) {
+                    throw new \RuntimeException('分账进行中，请稍后再结案或先同步状态');
+                }
+                $splitOrderId = intval($split['id']);
+                $split->status = self::STATUS_CLOSED;
+                $split->retry_count = max(intval($split['retry_count']), $retryMax + 1);
+                $split->next_retry_time = null;
+                if ($this->splitOrderHasCloseColumns()) {
+                    $split->close_reason = mb_substr($reason, 0, 255);
+                    $split->close_admin_id = intval($adminId);
+                    $split->closetime = time();
+                }
+                $note = "\n[已结案 " . date('Y-m-d H:i:s') . '] ' . $reason;
+                $split->wx_result = trim((string) ($split['wx_result'] ?? '')) . $note;
+                $split->save();
+            }
+
+            $this->writeCloseLog($orderId, (string) $order['order_sn'], $reason, $adminId, $adminName, $splitOrderId);
+
+            Db::commit();
+            return ['order_id' => $orderId, 'split_order_id' => $splitOrderId, 'already' => false];
+        } catch (\Exception $e) {
+            Db::rollback();
+            throw $e;
+        }
+    }
+
+    protected function writeCloseLog($orderId, $orderSn, $reason, $adminId, $adminName, $splitOrderId = null)
+    {
+        if (!$this->manualLogSupportsClose()) {
+            return;
+        }
+        SplitManualLog::create([
+            'order_id'            => intval($orderId),
+            'order_sn'            => $orderSn,
+            'action'              => 'close',
+            'before_items'        => [],
+            'after_items'         => [],
+            'admin_id'            => intval($adminId),
+            'admin_name'          => $adminName ?: 'system',
+            'remark'              => mb_substr($reason, 0, 255),
+            'retry_split_order_id'=> $splitOrderId ? intval($splitOrderId) : null,
+            'createtime'          => time(),
+        ]);
+    }
+
+    protected function splitOrderHasCloseColumns()
+    {
+        static $ok = null;
+        if ($ok !== null) {
+            return $ok;
+        }
+        $prefix = config('database.prefix');
+        try {
+            $rows = Db::query("SHOW COLUMNS FROM `{$prefix}shopro_split_order` LIKE 'close_reason'");
+            $ok = !empty($rows);
+        } catch (\Exception $e) {
+            $ok = false;
+        }
+        return $ok;
+    }
+
+    protected function manualLogSupportsClose()
+    {
+        static $ok = null;
+        if ($ok !== null) {
+            return $ok;
+        }
+        $prefix = config('database.prefix');
+        try {
+            $row = Db::query("SHOW COLUMNS FROM `{$prefix}shopro_split_manual_log` WHERE Field = 'action'");
+            if (empty($row[0]['Type'])) {
+                $ok = false;
+                return $ok;
+            }
+            $ok = strpos($row[0]['Type'], 'close') !== false;
+        } catch (\Exception $e) {
+            $ok = false;
+        }
+        return $ok;
+    }
+}
--- a/addons/shopro/library/split/SplitExecutor.php
+++ b/addons/shopro/library/split/SplitExecutor.php
@@ -133,6 +133,13 @@ class SplitExecutor
            return false;
        }

+        if (intval($splitOrder['status']) === SplitCloseService::STATUS_CLOSED) {
+            throw new \RuntimeException('该订单已标记线下结案，不可重试');
+        }
+        if ((new SplitCloseService())->isClosed((int) $splitOrder['order_id'])) {
+            throw new \RuntimeException('该订单已标记线下结案，不可重试');
+        }
+
        if (($splitOrder['channel'] ?? 'wechat') === 'huifu' && class_exists('\\addons\\shopro_huifu\\library\\HuifuSplitService')) {
            return (new \addons\shopro_huifu\library\HuifuSplitService())->retry($splitOrderId);
        }
--- a/addons/shopro/library/split/SplitManualService.php
+++ b/addons/shopro/library/split/SplitManualService.php
@@ -572,6 +572,7 @@ class SplitManualService
            'update' => '修改',
            'clear'  => '清除',
            'retry'  => '保存并重试',
+            'close'  => '线下结案',
        ];
        return $map[$action] ?? $action;
    }
--- a/addons/shopro/library/split/SplitWalletSettlement.php
+++ b/addons/shopro/library/split/SplitWalletSettlement.php
@@ -14,6 +14,7 @@ use addons\shopro\model\regional_agent\Reward as RegionalRewardModel;
 use addons\shopro\model\split\Receiver;
 use addons\shopro\model\split\SplitOrder;
 use addons\shopro\model\split\SplitOrderReceiver;
+use think\Db;

 /**
 * 支付通道分账与钱包佣金：汇付可按人混合（已进件走通道、未进件进钱包）；其它通道整单成功则不入余额
@@ -174,18 +175,16 @@ class SplitWalletSettlement
            ->where('commission_reward_status', CommissionRewardLibrary::COMMISSION_REWARD_STATUS_WAITING)
            ->select();
        foreach ($commissionOrders as $commissionOrder) {
-            if ($commissionOrder['commission_event'] !== $event && $event !== 'admin') {
-                continue;
-            }
+            $settleEvent = (string) ($commissionOrder['commission_event'] ?? $event);
            $rewards = CommissionRewardModel::where('commission_order_id', $commissionOrder['id'])
                ->where('status', CommissionRewardLibrary::COMMISSION_REWARD_STATUS_WAITING)
                ->select();
            foreach ($rewards as $reward) {
                $userId = (int) $reward['agent_id'];
                if ($userId > 0 && in_array($userId, $gateway['promoter'], true)) {
-                    $commissionLib->runCommissionRewardWithoutWallet($event, $reward);
+                    $commissionLib->runCommissionRewardWithoutWallet($settleEvent, $reward);
                } else {
-                    $commissionLib->runCommissionReward($event, $reward);
+                    $commissionLib->runCommissionReward($settleEvent, $reward);
                }
            }
            self::markCommissionOrderSettledIfDone($commissionOrder);
@@ -196,18 +195,16 @@ class SplitWalletSettlement
            ->where('commission_reward_status', RegionalRewardLibrary::STATUS_WAITING)
            ->select();
        foreach ($regionalOrders as $regionalOrder) {
-            if ($regionalOrder['commission_event'] !== $event) {
-                continue;
-            }
+            $settleEvent = (string) ($regionalOrder['commission_event'] ?? $event);
            $rewards = RegionalRewardModel::where('regional_order_id', $regionalOrder['id'])
                ->where('status', RegionalRewardLibrary::STATUS_WAITING)
                ->select();
            foreach ($rewards as $reward) {
                $userId = (int) $reward['agent_user_id'];
                if ($userId > 0 && in_array($userId, $gateway['regional_agent'], true)) {
-                    $regionalLib->settleRewardWithoutWallet($reward, $event);
+                    $regionalLib->settleRewardWithoutWallet($reward, $settleEvent);
                } else {
-                    $regionalLib->settleReward($reward, $event);
+                    $regionalLib->settleReward($reward, $settleEvent);
                }
            }
            self::markRegionalOrderSettledIfDone($regionalOrder);
@@ -310,9 +307,8 @@ class SplitWalletSettlement
            ->where('commission_reward_status', CommissionRewardLibrary::COMMISSION_REWARD_STATUS_WAITING)
            ->select();
        foreach ($commissionOrders as $commissionOrder) {
-            if ($commissionOrder['commission_event'] === $event || $event === 'admin') {
-                $commissionLib->runCommissionRewardByOrderWithoutWallet($event, $commissionOrder);
-            }
+            $settleEvent = (string) ($commissionOrder['commission_event'] ?? $event);
+            $commissionLib->runCommissionRewardByOrderWithoutWallet($settleEvent, $commissionOrder);
        }

        $regionalLib = new RegionalRewardLibrary();
@@ -320,9 +316,8 @@ class SplitWalletSettlement
            ->where('commission_reward_status', RegionalRewardLibrary::STATUS_WAITING)
            ->select();
        foreach ($regionalOrders as $regionalOrder) {
-            if ($regionalOrder['commission_event'] === $event) {
-                $regionalLib->settleByRegionalOrderWithoutWallet($regionalOrder->id, $event);
-            }
+            $settleEvent = (string) ($regionalOrder['commission_event'] ?? $event);
+            $regionalLib->settleByRegionalOrderWithoutWallet($regionalOrder->id, $settleEvent);
        }
    }

@@ -333,9 +328,8 @@ class SplitWalletSettlement
            ->where('commission_reward_status', CommissionRewardLibrary::COMMISSION_REWARD_STATUS_WAITING)
            ->select();
        foreach ($commissionOrders as $commissionOrder) {
-            if ($commissionOrder['commission_event'] === $event || $event === 'admin') {
-                $commissionLib->runCommissionRewardByOrder($event, $commissionOrder);
-            }
+            $settleEvent = (string) ($commissionOrder['commission_event'] ?? $event);
+            $commissionLib->runCommissionRewardByOrder($settleEvent, $commissionOrder);
        }

        $regionalLib = new RegionalRewardLibrary();
@@ -343,9 +337,106 @@ class SplitWalletSettlement
            ->where('commission_reward_status', RegionalRewardLibrary::STATUS_WAITING)
            ->select();
        foreach ($regionalOrders as $regionalOrder) {
-            if ($regionalOrder['commission_event'] === $event) {
-                $regionalLib->settleByRegionalOrder($regionalOrder->id, $event);
-            }
+            $settleEvent = (string) ($regionalOrder['commission_event'] ?? $event);
+            $regionalLib->settleByRegionalOrder($regionalOrder->id, $settleEvent);
        }
    }
+
+    /**
+     * 汇付 confirm 重试前：佣金已入平台钱包则禁止再次分账（防双发）
+     */
+    public static function getHuifuRetryBlockReason($orderId)
+    {
+        $orderId = intval($orderId);
+        if ($orderId <= 0) {
+            return null;
+        }
+        if (class_exists('\\addons\\shopro\\library\\split\\SplitCloseService')
+            && (new SplitCloseService())->isClosed($orderId)) {
+            return '该订单已标记线下结案，不可重试汇付分账';
+        }
+        $wallet = self::sumOrderWalletCommission($orderId);
+        if (bccomp($wallet, '0.00', 2) <= 0) {
+            return null;
+        }
+        $splitOk = self::isSplitSuccessful($orderId);
+        if ($splitOk) {
+            return '网关分账已成功且存在钱包佣金流水，禁止重试（疑似双轨），请标记结案或人工对账';
+        }
+        return '佣金已入平台钱包兜底，禁止再次汇付 confirm（防双发）；若需通道分账请先对账并标记结案';
+    }
+
+    /**
+     * @return array{settlement_source:string,settlement_source_text:string,wallet_sum:string,split_success:bool,retry_blocked:bool,retry_block_reason:string}
+     */
+    public static function diagnoseOrderSettlement($orderId)
+    {
+        $orderId = intval($orderId);
+        $walletSum = self::sumOrderWalletCommission($orderId);
+        $splitOk = self::isSplitSuccessful($orderId);
+        $retryReason = self::getHuifuRetryBlockReason($orderId);
+
+        $source = 'pending';
+        if ($splitOk && bccomp($walletSum, '0.00', 2) > 0) {
+            $source = 'hybrid';
+        } elseif ($splitOk) {
+            $source = 'gateway';
+        } elseif (bccomp($walletSum, '0.00', 2) > 0) {
+            $source = 'wallet';
+        }
+
+        $textMap = [
+            'pending' => '待结算/无钱包流水',
+            'gateway' => '汇付通道（未入平台钱包）',
+            'wallet'  => '平台钱包兜底',
+            'hybrid'  => '通道+钱包混合（请核对）',
+        ];
+
+        return [
+            'settlement_source'       => $source,
+            'settlement_source_text'  => $textMap[$source] ?? $source,
+            'wallet_sum'              => $walletSum,
+            'split_success'           => $splitOk,
+            'retry_blocked'           => $retryReason !== null,
+            'retry_block_reason'      => $retryReason ?: '',
+        ];
+    }
+
+    protected static function sumOrderWalletCommission($orderId)
+    {
+        $orderId = intval($orderId);
+        if ($orderId <= 0) {
+            return '0.00';
+        }
+        $sum = '0.00';
+
+        $crIds = CommissionRewardModel::where('order_id', $orderId)
+            ->where('status', CommissionRewardLibrary::COMMISSION_REWARD_STATUS_ACCOUNTED)
+            ->column('id');
+        if ($crIds) {
+            $part = Db::name('shopro_user_wallet_log')
+                ->where('item_id', 'in', $crIds)
+                ->where('wallet_type', 'money')
+                ->where('type', 'commission_income')
+                ->sum('wallet');
+            $sum = bcadd($sum, number_format((float) $part, 2, '.', ''), 2);
+        }
+
+        $regionalOrderIds = RegionalOrderModel::where('order_id', $orderId)->column('id');
+        if ($regionalOrderIds) {
+            $rrIds = RegionalRewardModel::where('regional_order_id', 'in', $regionalOrderIds)
+                ->where('status', RegionalRewardLibrary::STATUS_ACCOUNTED)
+                ->column('id');
+            if ($rrIds) {
+                $part = Db::name('shopro_user_wallet_log')
+                    ->where('item_id', 'in', $rrIds)
+                    ->where('wallet_type', 'money')
+                    ->where('type', 'regional_agent_income')
+                    ->sum('wallet');
+                $sum = bcadd($sum, number_format((float) $part, 2, '.', ''), 2);
+            }
+        }
+
+        return $sum;
+    }
 }
--- a/addons/shopro/tests/split_commission_verify.php
+++ b/addons/shopro/tests/split_commission_verify.php
@@ -11,6 +11,9 @@
 *   php addons/shopro/tests/split_commission_verify.php try-split {order_sn} --execute  # 补跑汇付分账（慎用）
 *   php addons/shopro/tests/split_commission_verify.php try-split {order_sn} --confirm-only  # 仅延时分账确认、不分账（排查22000002）
 *   php addons/shopro/tests/split_commission_verify.php audit-delay [limit=30] [--live]  # 延迟户对账：本地+可选汇付查单 unconfirm_amt
+ *   php addons/shopro/tests/split_commission_verify.php mark-closed {order_sn} --reason="财务线下处理"
+ *   php addons/shopro/tests/split_commission_verify.php mark-closed-batch --file=orders.txt --reason="..."
+ *   php addons/shopro/tests/split_commission_verify.php mark-closed-batch --from-anomalies --reason="..." [--yes]
 */

 if (PHP_SAPI !== 'cli') {
@@ -68,12 +71,209 @@ switch ($command) {
        $live = in_array('--live', $argv, true);
        auditDelayUnconfirm($limit, $live);
        break;
+    case 'mark-closed':
+        $sn = $argv[2] ?? '';
+        $reason = parseCliOptionValue($argv, '--reason') ?: '财务已线下处理，停止汇付重试';
+        runMarkClosedSingle($sn, $reason);
+        break;
+    case 'mark-closed-batch':
+        $reason = parseCliOptionValue($argv, '--reason') ?: '财务已线下处理，停止汇付重试';
+        $yes = in_array('--yes', $argv, true);
+        $file = parseCliOptionValue($argv, '--file');
+        $fromAnomalies = in_array('--from-anomalies', $argv, true);
+        runMarkClosedBatch($reason, $file, $fromAnomalies, $yes);
+        break;
    default:
        echo "未知命令: {$command}\n";
-        echo "可用: summary | anomalies | order {order_sn} | recent-success [limit] | diagnose-missing [limit] | try-split {order_sn} [--execute|--confirm-only] | audit-delay [limit] [--live]\n";
+        echo "可用: summary | anomalies | order {order_sn} | recent-success [limit] | diagnose-missing [limit]\n";
+        echo "      try-split {order_sn} [--execute|--confirm-only] | audit-delay [limit] [--live]\n";
+        echo "      mark-closed {order_sn} [--reason=...] | mark-closed-batch [--file=...|--from-anomalies] [--reason=...] [--yes]\n";
        exit(1);
 }

+function parseCliOptionValue(array $argv, $flag)
+{
+    $prefix = $flag . '=';
+    foreach ($argv as $arg) {
+        if (strpos($arg, $prefix) === 0) {
+            return substr($arg, strlen($prefix));
+        }
+    }
+    return '';
+}
+
+function splitCloseService()
+{
+    if (!class_exists('\\addons\\shopro\\library\\split\\SplitCloseService')) {
+        fwrite(STDERR, "SplitCloseService 未部署\n");
+        exit(1);
+    }
+    return new \addons\shopro\library\split\SplitCloseService();
+}
+
+/** @return int[] */
+function fetchOrderIdsWithCloseLog(array $orderIds)
+{
+    if (!$orderIds) {
+        return [];
+    }
+    return splitCloseService()->orderIdsWithCloseLog($orderIds);
+}
+
+function sqlExcludeClosedOrdersSubquery($orderAlias = 'o')
+{
+    $closedStatus = \addons\shopro\library\split\SplitCloseService::STATUS_CLOSED;
+    $pfx = config('database.prefix');
+    if (!tableHasColumn('shopro_split_manual_log', 'action')) {
+        return "NOT EXISTS (
+            SELECT 1 FROM {$pfx}shopro_split_order so_c
+            WHERE so_c.order_id = {$orderAlias}.id AND so_c.channel = 'huifu' AND so_c.status = {$closedStatus}
+        )";
+    }
+    return "NOT EXISTS (
+        SELECT 1 FROM {$pfx}shopro_split_order so_c
+        WHERE so_c.order_id = {$orderAlias}.id AND so_c.channel = 'huifu' AND so_c.status = {$closedStatus}
+    ) AND NOT EXISTS (
+        SELECT 1 FROM {$pfx}shopro_split_manual_log ml
+        WHERE ml.order_id = {$orderAlias}.id AND ml.action = 'close'
+    )";
+}
+
+function runMarkClosedSingle($orderSn, $reason)
+{
+    if ($orderSn === '') {
+        fwrite(STDERR, "用法: mark-closed {order_sn} [--reason=...]\n");
+        exit(1);
+    }
+    try {
+        $result = splitCloseService()->closeByOrderSn($orderSn, $reason, 0, 'CLI');
+    } catch (\Throwable $e) {
+        fwrite(STDERR, '结案失败: ' . $e->getMessage() . "\n");
+        exit(1);
+    }
+    if (!empty($result['already'])) {
+        echo "订单 id={$result['order_id']} 此前已结案\n";
+        return;
+    }
+    echo "已结案 order_id={$result['order_id']}";
+    if (!empty($result['split_order_id'])) {
+        echo " split_order_id={$result['split_order_id']}";
+    }
+    echo "\n";
+}
+
+function runMarkClosedBatch($reason, $file, $fromAnomalies, $yes)
+{
+    $sns = [];
+    if ($file !== '') {
+        if (!is_readable($file)) {
+            fwrite(STDERR, "无法读取文件: {$file}\n");
+            exit(1);
+        }
+        $lines = file($file, FILE_IGNORE_NEW_LINES | FILE_SKIP_EMPTY_LINES);
+        foreach ($lines as $line) {
+            $line = trim($line);
+            if ($line === '' || $line[0] === '#') {
+                continue;
+            }
+            $sns[] = preg_split('/[\s,，]+/', $line)[0];
+        }
+    } elseif ($fromAnomalies) {
+        $sns = collectAnomalyOrderSns(90);
+    } else {
+        fwrite(STDERR, "请指定 --file=orders.txt 或 --from-anomalies\n");
+        exit(1);
+    }
+    $sns = array_values(array_unique(array_filter(array_map('trim', $sns))));
+    if (!$sns) {
+        echo "无订单号可处理\n";
+        return;
+    }
+    echo "将结案 " . count($sns) . " 笔订单，原因: {$reason}\n";
+    foreach ($sns as $sn) {
+        echo "  · {$sn}\n";
+    }
+    if (!$yes) {
+        echo "\n加 --yes 确认执行\n";
+        return;
+    }
+    $ok = 0;
+    $skip = 0;
+    $fail = 0;
+    $svc = splitCloseService();
+    foreach ($sns as $sn) {
+        try {
+            $result = $svc->closeByOrderSn($sn, $reason, 0, 'CLI-batch');
+            if (!empty($result['already'])) {
+                $skip++;
+            } else {
+                $ok++;
+            }
+        } catch (\Throwable $e) {
+            $fail++;
+            echo "[FAIL] {$sn}: " . $e->getMessage() . "\n";
+        }
+    }
+    echo "完成：新结案 {$ok}，已结案跳过 {$skip}，失败 {$fail}\n";
+}
+
+/** @return string[] */
+function collectAnomalyOrderSns($days = 90)
+{
+    $since = time() - intval($days) * 86400;
+    $pfx = config('database.prefix');
+    $closed = \addons\shopro\library\split\SplitCloseService::STATUS_CLOSED;
+    $sns = [];
+
+    $double = Db::query("
+        SELECT so.order_sn
+        FROM {$pfx}shopro_split_order so
+        INNER JOIN {$pfx}shopro_order o ON o.id = so.order_id
+        INNER JOIN (
+            SELECT order_id, SUM(wallet_sum) AS wallet_sum FROM (
+                SELECT cr.order_id, SUM(wl.wallet) AS wallet_sum
+                FROM {$pfx}shopro_commission_reward cr
+                INNER JOIN {$pfx}shopro_user_wallet_log wl
+                  ON wl.item_id = cr.id AND wl.type = 'commission_income' AND wl.wallet_type = 'money'
+                WHERE cr.status = 1
+                GROUP BY cr.order_id
+                UNION ALL
+                SELECT rr.order_id, SUM(wl.wallet)
+                FROM {$pfx}shopro_regional_agent_reward rr
+                INNER JOIN {$pfx}shopro_user_wallet_log wl
+                  ON wl.item_id = rr.id AND wl.type = 'regional_agent_income' AND wl.wallet_type = 'money'
+                WHERE rr.status = 1
+                GROUP BY rr.order_id
+            ) t GROUP BY order_id
+        ) wl ON wl.order_id = so.order_id
+        WHERE so.status IN (2,3) AND so.split_amount > 0 AND wl.wallet_sum > 0
+          AND so.status <> {$closed}
+          AND o.paytime >= ?
+        ORDER BY so.id DESC
+        LIMIT 100
+    ", [$since]);
+    foreach ($double as $r) {
+        $sns[] = $r['order_sn'];
+    }
+
+    $failed = Db::name('shopro_split_order')->alias('so')
+        ->join('shopro_order o', 'o.id = so.order_id')
+        ->where('so.channel', 'huifu')
+        ->where('so.status', 4)
+        ->where('o.paytime', '>=', $since)
+        ->column('so.order_sn');
+
+    foreach ($failed as $sn) {
+        $sns[] = $sn;
+    }
+
+    foreach (fetchMissingSplitOrders($since, 100) as $row) {
+        $sns[] = $row['order_sn'];
+    }
+
+    return array_values(array_unique(array_filter($sns)));
+}
+
 function tableHasColumn($table, $column)
 {
    static $cache = [];
@@ -255,6 +455,10 @@ function printAnomalies()
        ) wl ON wl.order_id = so.order_id
        WHERE so.status IN (2,3) AND so.split_amount > 0 AND wl.wallet_sum > 0
          AND o.paytime >= ?
+          AND NOT EXISTS (
+            SELECT 1 FROM {$pfx}shopro_split_manual_log ml
+            WHERE ml.order_id = so.order_id AND ml.action = 'close'
+          )
        ORDER BY so.id DESC
        LIMIT 30
    ", [$since]);
@@ -290,6 +494,7 @@ function printAnomalies()
                ->where('so.channel', 'huifu')
                ->where('so.status', 'in', [1, 2, 3]);
        })
+        ->whereRaw(sqlExcludeClosedOrdersSubquery('o'))
        ->whereExists(function ($q) {
            $q->name('shopro_commission_reward')->alias('cr')
                ->whereRaw('cr.order_id = o.id')
@@ -315,6 +520,7 @@ function printAnomalies()
 */
 function fetchMissingSplitOrders($since, $limit = 20)
 {
+    $closedStatus = \addons\shopro\library\split\SplitCloseService::STATUS_CLOSED;
    return Db::name('shopro_order')->alias('o')
        ->where('o.pay_type', 'huifu_wechat')
        ->where('o.paytime', '>=', $since)
@@ -324,6 +530,13 @@ function fetchMissingSplitOrders($since, $limit = 20)
                ->where('so.channel', 'huifu')
                ->where('so.status', 'in', [1, 2, 3]);
        })
+        ->whereNotExists(function ($q) use ($closedStatus) {
+            $q->name('shopro_split_order')->alias('so5')
+                ->whereRaw('so5.order_id = o.id')
+                ->where('so5.channel', 'huifu')
+                ->where('so5.status', $closedStatus);
+        })
+        ->whereRaw(sqlExcludeClosedOrdersSubquery('o'))
        ->whereRaw(sqlOrderHasAnyReward('o.id'))
        ->field('o.id, o.order_sn, o.pay_fee, o.pay_type, o.paytime, o.transaction_id')
        ->order('o.id desc')
@@ -338,6 +551,10 @@ function diagnoseOrderSplitBlockers($orderId)
    if (!$order) {
        return ['订单不存在'];
    }
+    if (class_exists('\\addons\\shopro\\library\\split\\SplitCloseService')
+        && (new \addons\shopro\library\split\SplitCloseService())->isClosed($orderId)) {
+        $reasons[] = '已标记线下结案，不再重试汇付分账';
+    }
    if ($order['pay_type'] !== 'huifu_wechat') {
        $reasons[] = "pay_type={$order['pay_type']}，非 huifu_wechat，汇付分账不会执行";
    }
@@ -586,6 +803,11 @@ function trySplitOrder($orderSn, $execute, $confirmOnly = false)
        fwrite(STDERR, "订单不存在\n");
        exit(1);
    }
+    if (class_exists('\\addons\\shopro\\library\\split\\SplitCloseService')
+        && (new \addons\shopro\library\split\SplitCloseService())->isClosed($order['id'])) {
+        echo "该订单已标记线下结案，禁止 try-split --execute / --confirm-only\n";
+        exit($execute || $confirmOnly ? 1 : 0);
+    }
    echo "诊断:\n";
    foreach (diagnoseOrderSplitBlockers($order['id']) as $line) {
        echo "  · {$line}\n";
--- a/addons/shopro/upgrade_split_close.sql
+++ b/addons/shopro/upgrade_split_close.sql
@@ -0,0 +1,14 @@
+-- 分账订单「已结案(线下处理)」：停止重试、后台与核验脚本可识别
+-- 执行前请将 fa_ 替换为实际表前缀
+
+ALTER TABLE `fa_shopro_split_order`
+  MODIFY COLUMN `status` tinyint(1) NOT NULL DEFAULT 0
+    COMMENT '0=待分账,1=分账中,2=成功,3=部分成功,4=失败,5=已结案(线下处理)';
+
+ALTER TABLE `fa_shopro_split_order`
+  ADD COLUMN `close_reason` varchar(255) DEFAULT NULL COMMENT '结案原因' AFTER `wx_result`,
+  ADD COLUMN `close_admin_id` int(11) NOT NULL DEFAULT 0 COMMENT '结案操作管理员' AFTER `close_reason`,
+  ADD COLUMN `closetime` int(10) DEFAULT NULL COMMENT '结案时间' AFTER `close_admin_id`;
+
+ALTER TABLE `fa_shopro_split_manual_log`
+  MODIFY COLUMN `action` enum('create','update','clear','retry','close') NOT NULL DEFAULT 'update' COMMENT '操作类型';
--- a/addons/shopro/upgrade_split_close_menu.sql
+++ b/addons/shopro/upgrade_split_close_menu.sql
@@ -0,0 +1,6 @@
+-- 分账记录：标记已线下处理
+SET @now = UNIX_TIMESTAMP();
+SET @ord = (SELECT id FROM `fa_auth_rule` WHERE `name` = 'shopro/split/order' LIMIT 1);
+
+INSERT IGNORE INTO `fa_auth_rule` (`type`,`pid`,`name`,`title`,`icon`,`url`,`condition`,`remark`,`ismenu`,`extend`,`createtime`,`updatetime`,`weigh`,`status`) VALUES
+('file', @ord, 'shopro/split/order/markClosed', '标记已线下处理', 'fa fa-circle-o', '', '', '', 0, '', @now, @now, 0, 'normal');
--- a/addons/shopro_huifu/command/SplitRetry.php
+++ b/addons/shopro_huifu/command/SplitRetry.php
@@ -3,6 +3,7 @@
 namespace addons\shopro_huifu\command;

 use addons\shopro\library\split\Config;
+use addons\shopro\library\split\SplitCloseService;
 use addons\shopro\model\split\SplitOrder;
 use addons\shopro_huifu\library\HuifuSplitService;
 use think\console\Command;
@@ -60,6 +61,11 @@ class SplitRetry extends Command
                    $output->writeln("[OK] 已分账成功: {$sn}");
                    continue;
                }
+                if ((int) $split['status'] === SplitCloseService::STATUS_CLOSED
+                    || (new SplitCloseService())->isClosed((int) $order['id'])) {
+                    $output->writeln("[SKIP] 已线下结案: {$sn}");
+                    continue;
+                }
                $rows[] = $split;
            }
        } else {
@@ -79,7 +85,13 @@ class SplitRetry extends Command

        $ok = 0;
        $fail = 0;
+        $closeService = new SplitCloseService();
        foreach ($rows as $row) {
+            if ((int) $row['status'] === SplitCloseService::STATUS_CLOSED
+                || $closeService->isClosed((int) $row['order_id'])) {
+                $output->writeln('[SKIP] 已线下结案 order_sn=' . ($row['order_sn'] ?? ''));
+                continue;
+            }
            $output->writeln('retry split#' . $row['id'] . ' order_sn=' . ($row['order_sn'] ?? ''));
            $result = $service->retry($row['id']);
            if ($result) {
--- a/addons/shopro_huifu/library/HuifuSplitService.php
+++ b/addons/shopro_huifu/library/HuifuSplitService.php
@@ -3,7 +3,9 @@
 namespace addons\shopro_huifu\library;

 use addons\shopro\library\split\SplitCalculator;
+use addons\shopro\library\split\SplitCloseService;
 use addons\shopro\library\split\SplitManualService;
+use addons\shopro\library\split\SplitWalletSettlement;
 use addons\shopro\library\split\SplitOrderHelper;
 use addons\shopro\library\split\Config as SplitConfig;
 use addons\shopro\model\Order;
@@ -29,6 +31,16 @@ class HuifuSplitService
            return false;
        }

+        if ((new SplitCloseService())->isClosed($orderId)) {
+            \think\Log::info('[shopro_huifu] split skipped order_id=' . $orderId . ' reason=closed_offline');
+            return false;
+        }
+
+        $retryBlock = SplitWalletSettlement::getHuifuRetryBlockReason($orderId);
+        if ($retryBlock !== null) {
+            throw new \RuntimeException($retryBlock);
+        }
+
        $done = SplitOrder::where('order_id', $orderId)->where('channel', 'huifu')->where('status', 2)->find();
        if ($done) {
            return true;
@@ -150,7 +162,19 @@ class HuifuSplitService
        if (!$splitOrder || $splitOrder['channel'] !== 'huifu') {
            return false;
        }
-        return $this->executeByOrderId((int) $splitOrder['order_id']);
+        if (intval($splitOrder['status']) === SplitCloseService::STATUS_CLOSED) {
+            throw new \RuntimeException('该订单已标记线下结案，不可重试');
+        }
+        if ((new SplitCloseService())->isClosed((int) $splitOrder['order_id'])) {
+            throw new \RuntimeException('该订单已标记线下结案，不可重试');
+        }
+        $orderId = (int) $splitOrder['order_id'];
+        $ok = $this->executeByOrderId($orderId);
+        if ($ok) {
+            $event = (new SplitConfig())->getTiming();
+            SplitWalletSettlement::finalizeAfterSplitAttempt($orderId, $event, true);
+        }
+        return $ok;
    }

    public function retryByOrderId($orderId)
@@ -159,7 +183,11 @@ class HuifuSplitService
        if ($orderId <= 0) {
            return false;
        }
-        return $this->executeByOrderId($orderId);
+        $latest = SplitOrder::where('order_id', $orderId)->where('channel', 'huifu')->order('id', 'desc')->find();
+        if (!$latest) {
+            return $this->executeByOrderId($orderId);
+        }
+        return $this->retry((int) $latest['id']);
    }

    /**
--- a/application/admin/controller/shopro/split/Order.php
+++ b/application/admin/controller/shopro/split/Order.php
@@ -5,8 +5,10 @@ namespace app\admin\controller\shopro\split;
 use app\admin\controller\shopro\Base;
 use addons\shopro\library\split\Config as SplitConfig;
 use addons\shopro\library\split\SplitCalculator;
+use addons\shopro\library\split\SplitCloseService;
 use addons\shopro\library\split\SplitExecutor;
 use addons\shopro\library\split\SplitManualService;
+use addons\shopro\library\split\SplitWalletSettlement;
 use addons\shopro\library\split\ProfitSharingService;
 use app\admin\model\shopro\order\Order as ShopOrder;
 use app\admin\model\shopro\user\User as ShopUser;
@@ -22,6 +24,7 @@ class Order extends Base
        2 => '成功',
        3 => '部分成功',
        4 => '失败',
+        5 => '已结案',
    ];

    public function _initialize()
@@ -136,6 +139,7 @@ class Order extends Base
    {
        $rows = [];
        $manualService = new SplitManualService();
+        $closeService = new SplitCloseService();
        $orderIds = [];
        foreach ($list as $item) {
            $data = is_array($item) ? $item : $item->toArray();
@@ -146,6 +150,7 @@ class Order extends Base
        }
        $overrideOrderIds = array_flip($manualService->orderIdsWithOverride($orderIds));
        $logOrderIds = array_flip($manualService->orderIdsWithLog($orderIds));
+        $closedLogOrderIds = array_flip($closeService->orderIdsWithCloseLog($orderIds));

        foreach ($list as $item) {
            $data = is_array($item) ? $item : $item->toArray();
@@ -209,10 +214,42 @@ class Order extends Base
            $hasManualLog = isset($logOrderIds[$orderId]);
            $data['has_manual_override'] = $hasOverride;
            $data['has_manual_log'] = $hasManualLog;
-            $data['can_edit_manual'] = ($status === 4 && $channel === 'huifu');
+            $settleDiag = SplitWalletSettlement::diagnoseOrderSettlement($orderId);
+            $data['settlement_source'] = $settleDiag['settlement_source'];
+            $data['settlement_source_text'] = $settleDiag['settlement_source_text'];
+            $data['wallet_settlement_sum'] = $settleDiag['wallet_sum'];
+            $data['retry_blocked'] = $settleDiag['retry_blocked'];
+            $data['retry_block_reason'] = $settleDiag['retry_block_reason'];
+
+            $data['can_edit_manual'] = ($status === 4 && $channel === 'huifu')
+                && !$settleDiag['retry_blocked'];
+            $data['can_retry_split'] = ($status === 4 && $channel === 'huifu')
+                && !$settleDiag['retry_blocked'];
            // 变更历史：成功/失败后均可查看，不限于 status=4
            $data['can_view_manual_history'] = ($channel === 'huifu')
-                && ($hasOverride || $hasManualLog || $orderSplitSource === 'manual');
+                && ($hasOverride || $hasManualLog || $orderSplitSource === 'manual' || isset($closedLogOrderIds[$orderId]));
+
+            $isClosed = ($status === SplitCloseService::STATUS_CLOSED) || isset($closedLogOrderIds[$orderId]);
+            $data['is_closed'] = $isClosed;
+            $data['close_reason'] = trim((string) ($data['close_reason'] ?? ''));
+            $data['closetime_text'] = !empty($data['closetime'])
+                ? date('Y-m-d H:i:s', $data['closetime'])
+                : '';
+            $data['can_mark_closed'] = ($channel === 'huifu')
+                && in_array($status, [2, 3, 4], true)
+                && !$isClosed;
+            if ($settleDiag['retry_blocked'] && $status === 4 && $data['fail_reason_full'] === '') {
+                $data['fail_reason_full'] = $settleDiag['retry_block_reason'];
+                $data['fail_reason'] = mb_strlen($settleDiag['retry_block_reason']) > 72
+                    ? (mb_substr($settleDiag['retry_block_reason'], 0, 72) . '…')
+                    : $settleDiag['retry_block_reason'];
+            }
+            if ($status === SplitCloseService::STATUS_CLOSED && $data['close_reason'] !== '') {
+                $data['fail_reason_full'] = '线下结案：' . $data['close_reason'];
+                $data['fail_reason'] = mb_strlen($data['close_reason']) > 72
+                    ? (mb_substr($data['close_reason'], 0, 72) . '…')
+                    : $data['close_reason'];
+            }

            unset($data['order'], $data['receivers']);
            $rows[] = $data;
@@ -630,6 +667,37 @@ class Order extends Base
        $this->success('操作成功', null, $result);
    }

+    /**
+     * 标记已线下处理（停止重试，status=5）
+     */
+    public function markClosed()
+    {
+        $splitOrderId = intval($this->request->post('split_order_id', 0));
+        $reason = trim((string) $this->request->post('reason', ''));
+
+        $row = $this->model->get($splitOrderId);
+        if (!$row) {
+            $this->error('分账记录不存在');
+        }
+        if (($row['channel'] ?? '') !== 'huifu') {
+            $this->error('仅汇付分账记录可标记结案');
+        }
+        try {
+            $result = (new SplitCloseService())->closeByOrderId(
+                intval($row['order_id']),
+                $reason,
+                intval($this->auth->id),
+                (string) ($this->auth->nickname ?? $this->auth->username ?? '')
+            );
+        } catch (\Throwable $e) {
+            $this->error($e->getMessage());
+        }
+        if (!empty($result['already'])) {
+            $this->success('该订单此前已标记结案');
+        }
+        $this->success('已标记线下结案，将不再自动重试');
+    }
+
    public function retry($ids = null)
    {
        $id = $ids ?: $this->request->post('id');
@@ -637,6 +705,14 @@ class Order extends Base
        if (!$row) {
            $this->error('分账记录不存在，可能已被上次重试替换。请刷新列表后，对最新一条失败记录重试');
        }
+        if (intval($row['status']) === SplitCloseService::STATUS_CLOSED
+            || (new SplitCloseService())->isClosed((int) $row['order_id'])) {
+            $this->error('该订单已标记线下结案，不可重试');
+        }
+        $block = SplitWalletSettlement::getHuifuRetryBlockReason((int) $row['order_id']);
+        if ($block !== null) {
+            $this->error($block);
+        }
        $orderId = (int) $row['order_id'];
        $channel = $row['channel'] ?? 'wechat';
        try {
--- a/application/admin/view/shopro/split/order/index.html
+++ b/application/admin/view/shopro/split/order/index.html
@@ -79,6 +79,7 @@
    .status-tag.s2 { background: #f0f9eb; color: #67c23a; }
    .status-tag.s3 { background: #fdf6ec; color: #e6a23c; }
    .status-tag.s4 { background: #fef0f0; color: #f56c6c; }
+    .status-tag.s5 { background: #f4f4f5; color: #606266; }
    .money-num {
        display: block;
        text-align: right;
@@ -279,6 +280,7 @@
                <el-option label="成功" value="2"></el-option>
                <el-option label="部分成功" value="3"></el-option>
                <el-option label="失败" value="4"></el-option>
+                <el-option label="已结案" value="5"></el-option>
            </el-select>
            <el-select v-model="filters.channel" placeholder="通道" size="small" style="width:100px;" clearable>
                <el-option label="汇付" value="huifu"></el-option>
@@ -322,8 +324,13 @@
                    <span class="money-num highlight">￥{{ formatMoney(s.row.split_amount) }}</span>
                </template>
            </el-table-column>
-            <el-table-column label="分账来源" class-name="col-source" width="130" align="center">
+            <el-table-column label="分账来源" class-name="col-source" width="148" align="center">
                <template slot-scope="s">
+                    <div v-if="s.row.settlement_source_text" style="font-size:11px;color:#606266;margin-bottom:4px;">
+                        结算：{{ s.row.settlement_source_text }}
+                        <span v-if="parseFloat(s.row.wallet_settlement_sum) > 0">（钱包 ¥{{ formatMoney(s.row.wallet_settlement_sum) }}）</span>
+                    </div>
+                    <div v-if="s.row.retry_blocked && s.row.status == 4" style="font-size:11px;color:#f56c6c;margin-bottom:4px;">不可重试</div>
                    <div class="source-cell" v-if="s.row.split_source === 'manual' || s.row.has_manual_override || s.row.calc_source">
                        <span class="source-tag manual" v-if="s.row.split_source === 'manual' || s.row.has_manual_override">手动</span>
                        <span v-else-if="s.row.calc_source" :class="'source-tag ' + (s.row.calc_source === 'commission' ? 'commission' : 'rule')">
@@ -388,7 +395,8 @@
                <template slot-scope="s">
                    <el-button type="text" size="small" v-if="s.row.can_edit_manual" @click="openManualDialog(s.row)">指定接收方</el-button>
                    <el-button type="text" size="small" v-if="s.row.can_view_manual_history" @click="openHistoryDrawer(s.row)">变更历史</el-button>
-                    <el-button type="text" size="small" v-if="s.row.status == 4" @click="retry(s.row)">重试</el-button>
+                    <el-button type="text" size="small" v-if="s.row.can_retry_split && !s.row.is_closed" @click="retry(s.row)">重试</el-button>
+                    <el-button type="text" size="small" v-if="s.row.can_mark_closed" @click="markClosed(s.row)">标记结案</el-button>
                    <el-button type="text" size="small" @click="query(s.row.id)">同步</el-button>
                </template>
            </el-table-column>
@@ -405,7 +413,7 @@
                @size-change="onSizeChange">
            </el-pagination>
        </div>
-        <p class="op-hint">失败汇付单可「指定接收方」改人改金额后重试；分账成功或失败后均可点「变更历史」查看每次改人记录。「同步」只更新状态，不会重复扣款。</p>
+        <p class="op-hint">失败汇付单可「指定接收方」改人改金额后重试；财务已线下处理的异常单请「标记结案」以停止自动重试。分账成功或失败后均可点「变更历史」查看记录。「同步」只更新状态，不会重复扣款。</p>
    </div>

    <!-- 指定接收方弹窗 -->
--- a/public/assets/js/backend/shopro/split/order.js
+++ b/public/assets/js/backend/shopro/split/order.js
@@ -295,6 +295,29 @@ define(['jquery', 'bootstrap', 'backend', 'form'], function ($, undefined, Backe
                            }
                        );
                    },
+                    markClosed(row) {
+                        var self = this;
+                        Layer.prompt({
+                            title: '标记已线下处理（停止重试）',
+                            formType: 2,
+                            value: '财务已线下对账/补款，停止汇付分账重试',
+                            area: ['420px', '160px']
+                        }, function (value, index) {
+                            value = (value || '').trim();
+                            if (!value) {
+                                Layer.msg('请填写结案原因');
+                                return;
+                            }
+                            Layer.close(index);
+                            Fast.api.ajax({
+                                url: 'shopro/split/order/markClosed',
+                                type: 'POST',
+                                data: { split_order_id: row.id, reason: value }
+                            }, () => {
+                                self.getList();
+                            });
+                        });
+                    },
                    query(id) {
                        Fast.api.ajax({ url: 'shopro/split/order/query/ids/' + id, type: 'POST' }, (ret, res) => {
                            var hint = (res && res.msg) ? res.msg : '已同步通道状态并更新记录';
--- a/xgsc.gynhc.com_wx/package-lock.json
+++ b/xgsc.gynhc.com_wx/package-lock.json
@@ -1,57 +1,84 @@
 {
 	"name": "shopro-plus",
 	"version": "1.0.0",
-	"lockfileVersion": 1,
+	"lockfileVersion": 3,
 	"requires": true,
-	"dependencies": {
-		"@babel/runtime": {
+	"packages": {
+		"": {
+			"name": "shopro-plus",
+			"version": "1.0.0",
+			"license": "ISC",
+			"dependencies": {
+				"jweixin-module": "^1.6.0",
+				"uni-read-pages": "^1.0.5",
+				"uni-simple-router": "^2.0.6",
+				"vconsole": "^3.7.0"
+			},
+			"devDependencies": {}
+		},
+		"node_modules/@babel/runtime": {
 			"version": "7.20.0",
 			"resolved": "https://registry.npmjs.org/@babel/runtime/-/runtime-7.20.0.tgz",
 			"integrity": "sha512-NDYdls71fTXoU8TZHfbBWg7DiZfNzClcKui/+kyi6ppD2L1qnWW3VV6CjtaBXSUGGhiTWJ6ereOIkUvenif66Q==",
-			"requires": {
+			"dependencies": {
 				"regenerator-runtime": "^0.13.10"
+			},
+			"engines": {
+				"node": ">=6.9.0"
 			}
 		},
-		"copy-text-to-clipboard": {
+		"node_modules/copy-text-to-clipboard": {
 			"version": "3.0.1",
 			"resolved": "https://registry.npmjs.org/copy-text-to-clipboard/-/copy-text-to-clipboard-3.0.1.tgz",
-			"integrity": "sha512-rvVsHrpFcL4F2P8ihsoLdFHmd404+CMg71S756oRSeQgqk51U3kicGdnvfkrxva0xXH92SjGS62B0XIJsbh+9Q=="
+			"integrity": "sha512-rvVsHrpFcL4F2P8ihsoLdFHmd404+CMg71S756oRSeQgqk51U3kicGdnvfkrxva0xXH92SjGS62B0XIJsbh+9Q==",
+			"engines": {
+				"node": ">=12"
+			},
+			"funding": {
+				"url": "https://github.com/sponsors/sindresorhus"
+			}
 		},
-		"core-js": {
+		"node_modules/core-js": {
 			"version": "3.26.0",
 			"resolved": "https://registry.npmjs.org/core-js/-/core-js-3.26.0.tgz",
-			"integrity": "sha512-+DkDrhoR4Y0PxDz6rurahuB+I45OsEUv8E1maPTB6OuHRohMMcznBq9TMpdpDMm/hUPob/mJJS3PqgbHpMTQgw=="
+			"integrity": "sha512-+DkDrhoR4Y0PxDz6rurahuB+I45OsEUv8E1maPTB6OuHRohMMcznBq9TMpdpDMm/hUPob/mJJS3PqgbHpMTQgw==",
+			"hasInstallScript": true,
+			"funding": {
+				"type": "opencollective",
+				"url": "https://opencollective.com/core-js"
+			}
 		},
-		"jweixin-module": {
+		"node_modules/jweixin-module": {
 			"version": "1.6.0",
 			"resolved": "https://registry.npmjs.org/jweixin-module/-/jweixin-module-1.6.0.tgz",
 			"integrity": "sha512-dGk9cf+ipipHmtzYmKZs5B2toX+p4hLyllGLF6xuC8t+B05oYxd8fYoaRz0T30U2n3RUv8a4iwvjhA+OcYz52w=="
 		},
-		"mutation-observer": {
+		"node_modules/mutation-observer": {
 			"version": "1.0.3",
 			"resolved": "https://registry.npmjs.org/mutation-observer/-/mutation-observer-1.0.3.tgz",
 			"integrity": "sha512-M/O/4rF2h776hV7qGMZUH3utZLO/jK7p8rnNgGkjKUw8zCGjRQPxB8z6+5l8+VjRUQ3dNYu4vjqXYLr+U8ZVNA=="
 		},
-		"regenerator-runtime": {
+		"node_modules/regenerator-runtime": {
 			"version": "0.13.10",
 			"resolved": "https://registry.npmjs.org/regenerator-runtime/-/regenerator-runtime-0.13.10.tgz",
 			"integrity": "sha512-KepLsg4dU12hryUO7bp/axHAKvwGOCV0sGloQtpagJ12ai+ojVDqkeGSiRX1zlq+kjIMZ1t7gpze+26QqtdGqw=="
 		},
-		"uni-read-pages": {
+		"node_modules/uni-read-pages": {
 			"version": "1.0.5",
 			"resolved": "https://registry.npmjs.org/uni-read-pages/-/uni-read-pages-1.0.5.tgz",
-			"integrity": "sha512-GkrrZ0LX0vn9R5k6RKEi0Ez3Q3e2vUpjXQ8Z6/K/d28KudI9ajqgt8WEjQFlG5EPm1K6uTArN8LlqmZTEixDUA=="
+			"integrity": "sha512-GkrrZ0LX0vn9R5k6RKEi0Ez3Q3e2vUpjXQ8Z6/K/d28KudI9ajqgt8WEjQFlG5EPm1K6uTArN8LlqmZTEixDUA==",
+			"hasInstallScript": true
 		},
-		"uni-simple-router": {
+		"node_modules/uni-simple-router": {
 			"version": "2.0.7",
 			"resolved": "https://registry.npmjs.org/uni-simple-router/-/uni-simple-router-2.0.7.tgz",
 			"integrity": "sha512-8FKv5dw7Eoonm0gkO8udprrxzin0fNUI0+AvIphFkFRH5ZmP5ZWJ2pvnWzb2NiiqQSECTSU5VSB7HhvOSwD5eA=="
 		},
-		"vconsole": {
+		"node_modules/vconsole": {
 			"version": "3.14.7",
 			"resolved": "https://registry.npmjs.org/vconsole/-/vconsole-3.14.7.tgz",
 			"integrity": "sha512-48byrra1sZk0zJfUM8HFN/ZKtMzvd7Sirt2h5Hfnf7txKOxL9JfoFKB2uLixmOF3jjxCpwnLLb1tsHlg4YzoyA==",
-			"requires": {
+			"dependencies": {
 				"@babel/runtime": "^7.17.2",
 				"copy-text-to-clipboard": "^3.0.1",
 				"core-js": "^3.11.0",
--- a/xgsc.gynhc.com_wx/pages/index/user.vue
+++ b/xgsc.gynhc.com_wx/pages/index/user.vue
@@ -8,6 +8,7 @@
 				v-if="userHeadData && userHeadData.style"
 				:scrollTop="scrollTop"
 				:detail="userHeadData"
+				:refreshKey="incomeRefreshKey"
 				@onShare="onShare"
 			></userinfo-card>

@@ -109,7 +110,8 @@ export default {
 			scrollTop: 0,
 			showShare: false,
 			enable: false,
-			userData: {}
+			userData: {},
+			incomeRefreshKey: 0
 		};
 	},
 	computed: {
@@ -150,6 +152,7 @@ export default {
 			this.init();
 			this.getUserData();
 			this.getAgent();
+			this.incomeRefreshKey += 1;
 		}
 		this.enable = true;
 	},
--- a/xgsc.gynhc.com_wx/pages/index/user/userinfo-card.vue
+++ b/xgsc.gynhc.com_wx/pages/index/user/userinfo-card.vue
@@ -52,21 +52,91 @@
 					</view>
 				</view>

-				<view class="asset-bar u-flex">
-					<view class="asset-item u-flex-1 u-flex-col u-col-center" @tap="jump('/pages/user/wallet/index')">
-						<text class="asset-value font-OPPOSANS">{{ userInfo.money || '0.00' }}</text>
-						<text class="asset-label">余额(元)</text>
+				<!-- 普通用户：余额 / 积分 / 优惠券 -->
+				<view class="asset-bar u-flex" v-if="!showIncomePanel">
+					<view
+						class="asset-item u-flex-1 u-flex-col u-col-center"
+						v-for="item in walletItems"
+						:key="item.key"
+						@tap="onAssetTap(item)"
+					>
+						<text class="asset-value font-OPPOSANS">{{ item.displayValue }}</text>
+						<text class="asset-label">{{ item.label }}</text>
 					</view>
-					<view class="asset-divider"></view>
-					<view class="asset-item u-flex-1 u-flex-col u-col-center" @tap="jump('/pages/user/wallet/score-balance')">
-						<text class="asset-value font-OPPOSANS">{{ userInfo.score || '0' }}</text>
-						<text class="asset-label">积分</text>
+				</view>
+			</view>
+
+			<!-- 分销商 / 区域代理：汇付分账收益面板 -->
+			<view class="split-income-card brand-card" v-if="showIncomePanel">
+				<view class="split-income-card__head u-flex u-row-between u-col-center">
+					<view>
+						<text class="split-income-card__title">分账收益</text>
+						<text class="split-income-card__sub">平台钱包可提现 · 汇付已进件走子户</text>
 					</view>
-					<view class="asset-divider"></view>
-					<view class="asset-item u-flex-1 u-flex-col u-col-center" @tap="jump('/pages/app/coupon/list')">
-						<text class="asset-value font-OPPOSANS">{{ userOtherData.coupons_num || '0' }}</text>
-						<text class="asset-label">优惠券</text>
+					<text class="split-income-card__role">{{ incomeRoleText }}</text>
+				</view>
+
+				<!-- 平台钱包余额（兜底入账部分） -->
+				<view class="split-wallet" @tap="onAssetTap(balanceItem)">
+					<view class="split-wallet__top u-flex u-row-between u-col-center">
+						<text class="split-wallet__label">平台钱包 · 可提现（元）</text>
+						<text class="split-wallet__state">余额</text>
 					</view>
+					<text class="split-wallet__amount font-OPPOSANS">¥{{ balanceItem.displayValue }}</text>
+					<view class="split-wallet__foot u-flex u-row-between u-col-center">
+						<text class="split-wallet__tip">含未进件/分账失败的兜底入账；已进件部分直达汇付子户</text>
+						<text class="u-iconfont uicon-arrow-right split-wallet__arrow"></text>
+					</view>
+				</view>
+
+				<!-- 已结算：累计收益（非钱包余额） -->
+				<view class="split-settled u-flex" v-if="showCommissionMetric || showRegionalMetric">
+					<view
+						class="split-settled__item u-flex-1"
+						v-if="showCommissionMetric"
+						@tap="onAssetTap(commissionItem)"
+					>
+						<text class="split-settled__label">分销收益</text>
+						<text class="split-settled__value font-OPPOSANS">¥{{ commissionItem.displayValue }}</text>
+						<text class="split-settled__hint">累计已结算（含汇付子户，非可提现余额）</text>
+					</view>
+					<view
+						class="split-settled__item u-flex-1"
+						v-if="showRegionalMetric"
+						:class="{ 'split-settled__item--solo': !showCommissionMetric }"
+						@tap="onAssetTap(regionalItem)"
+					>
+						<text class="split-settled__label">区县收益</text>
+						<text class="split-settled__value font-OPPOSANS">¥{{ regionalItem.displayValue }}</text>
+						<text class="split-settled__hint">累计已结算（含汇付子户）</text>
+					</view>
+				</view>
+
+				<!-- 非终态：分账待到账 -->
+				<view class="split-pending u-flex u-row-between u-col-center" @tap="onAssetTap(pendingItem)">
+					<view class="split-pending__main">
+						<view class="split-pending__title-row u-flex u-col-center">
+							<text class="split-pending__dot"></text>
+							<text class="split-pending__title">待入账收益</text>
+						</view>
+						<text class="split-pending__desc">订单已产生，等待结算或汇付分账确认</text>
+					</view>
+					<view class="split-pending__right u-flex u-col-center">
+						<text class="split-pending__amount font-OPPOSANS">¥{{ pendingItem.displayValue }}</text>
+						<text class="u-iconfont uicon-arrow-right split-pending__arrow"></text>
+					</view>
+				</view>
+
+				<view
+					class="split-onboard-nudge u-flex u-row-between u-col-center"
+					v-if="showOnboardNudge"
+					@tap="jump('/pages/user/wallet/onboard-bind')"
+				>
+					<view class="split-onboard-nudge__text">
+						<text class="split-onboard-nudge__title">有待入账收益，建议完成汇付进件</text>
+						<text class="split-onboard-nudge__sub">进件通过后新单收益直达汇付子户；未完成时走平台钱包兜底</text>
+					</view>
+					<text class="split-onboard-nudge__link">去进件 ›</text>
 				</view>
 			</view>
 		</view>
@@ -125,15 +195,28 @@
 				isFixed: false,
 				navBackground: {
 					background: 'none'
-				}
+				},
+				regionalIncome: '0.00',
+				regionalDelayMoney: '0.00',
+				hasRegionalAgent: false,
+				huifuOnboard: null
 			};
 		},
-		mounted() {},
+		mounted() {
+			if (this.isLogin) {
+				this.loadRegionalIncome();
+				this.loadHuifuOnboardHint();
+			}
+		},
 		props: {
 			detail: {},
 			scrollTop: {
 				type: Number,
 				default: 0
+			},
+			refreshKey: {
+				type: Number,
+				default: 0
 			}
 		},
 		watch: {
@@ -142,6 +225,23 @@
 				this.navBackground.background = val > 50
 					? `linear-gradient(180deg, ${theme.navy} 0%, ${theme.navyLight} 100%)`
 					: 'none';
+			},
+			isLogin(val) {
+				if (val) {
+					this.loadRegionalIncome();
+					this.loadHuifuOnboardHint();
+				} else {
+					this.regionalIncome = '0.00';
+					this.regionalDelayMoney = '0.00';
+					this.hasRegionalAgent = false;
+					this.huifuOnboard = null;
+				}
+			},
+			refreshKey() {
+				if (this.isLogin) {
+					this.loadRegionalIncome();
+					this.loadHuifuOnboardHint();
+				}
 			}
 		},
 		computed: {
@@ -202,10 +302,168 @@
 					tags.push(this.agentInfo.agent_level.name);
 				}
 				return tags;
+			},
+			isCommissionAgent() {
+				return !!(this.agentInfo && this.agentInfo.agent_level);
+			},
+			showIncomePanel() {
+				return this.isLogin && (this.isCommissionAgent || this.hasRegionalAgent);
+			},
+			incomeRoleText() {
+				if (this.isCommissionAgent && this.hasRegionalAgent) {
+					return '分销商 · 区域代理';
+				}
+				if (this.isCommissionAgent) {
+					return '分销商';
+				}
+				if (this.hasRegionalAgent) {
+					return '区域代理';
+				}
+				return '';
+			},
+			walletItems() {
+				return [{
+					key: 'money',
+					label: '余额(元)',
+					displayValue: this.formatMoney(this.userInfo.money),
+					path: '/pages/user/wallet/index'
+				}, {
+					key: 'score',
+					label: '积分',
+					displayValue: String(this.userInfo.score || '0'),
+					path: '/pages/user/wallet/score-balance'
+				}, {
+					key: 'coupon',
+					label: '优惠券',
+					displayValue: String(this.userOtherData.coupons_num || '0'),
+					path: '/pages/app/coupon/list'
+				}];
+			},
+			pendingIncome() {
+				const commissionPending = parseFloat(this.agentInfo?.delay_money || 0) || 0;
+				const regionalPending = parseFloat(this.regionalDelayMoney || 0) || 0;
+				return this.formatMoney(commissionPending + regionalPending);
+			},
+			showCommissionMetric() {
+				return this.isCommissionAgent;
+			},
+			showRegionalMetric() {
+				return this.hasRegionalAgent;
+			},
+			balanceItem() {
+				return {
+					key: 'balance',
+					displayValue: this.formatMoney(this.userInfo.money),
+					path: '/pages/user/wallet/index'
+				};
+			},
+			commissionItem() {
+				return {
+					key: 'commission',
+					displayValue: this.formatMoney(this.agentInfo?.total_income),
+					path: '/pages/app/commission/index'
+				};
+			},
+			regionalItem() {
+				return {
+					key: 'regional',
+					displayValue: this.formatMoney(this.regionalIncome),
+					path: '/pages/app/regional-agent/index'
+				};
+			},
+			pendingItem() {
+				return {
+					key: 'pending',
+					displayValue: this.pendingIncome,
+					path: this.pendingIncomePath
+				};
+			},
+			pendingIncomePath() {
+				const commissionPending = parseFloat(this.agentInfo?.delay_money || 0) || 0;
+				const regionalPending = parseFloat(this.regionalDelayMoney || 0) || 0;
+				if (regionalPending > 0 && commissionPending <= 0) {
+					return '/pages/app/regional-agent/rewards';
+				}
+				return '/pages/app/commission/commission-log';
+			},
+			showOnboardNudge() {
+				if (!this.showIncomePanel || !this.isCommissionAgent) {
+					return false;
+				}
+				const pending = parseFloat(this.pendingIncome) || 0;
+				if (pending <= 0) {
+					return false;
+				}
+				const h = this.huifuOnboard;
+				if (!h || !h.required) {
+					return false;
+				}
+				if (h.status === 'approved') {
+					return false;
+				}
+				return !!h.can_submit || !h.status;
 			}
 		},
 		methods: {
 			...mapActions(['getUserInfo', 'showAuthModal']),
+			formatMoney(value) {
+				const num = parseFloat(value);
+				if (Number.isNaN(num)) {
+					return '0.00';
+				}
+				return num.toFixed(2);
+			},
+			loadHuifuOnboardHint() {
+				if (!this.isCommissionAgent) {
+					this.huifuOnboard = null;
+					return;
+				}
+				this.$http('commission.auth').then(res => {
+					if (res.code === 1 && res.data) {
+						this.huifuOnboard = res.data.huifu_onboard || null;
+					}
+				}).catch(() => {});
+			},
+			loadRegionalIncome() {
+				this.$http('regionalAgent.info').then(res => {
+					if (res.code !== 1 || !res.data || res.data.status === 'close') {
+						this.regionalIncome = '0.00';
+						this.regionalDelayMoney = '0.00';
+						this.hasRegionalAgent = false;
+						return;
+					}
+					this.regionalDelayMoney = res.data.delay_money || '0.00';
+					const agents = Array.isArray(res.data.agents) ? res.data.agents : [];
+					this.hasRegionalAgent = agents.some(item => item.status === 'normal');
+					const total = agents.reduce((sum, item) => {
+						return sum + (parseFloat(item.total_income) || 0);
+					}, 0);
+					if (total > 0) {
+						this.regionalIncome = total.toFixed(2);
+						return;
+					}
+					this.loadRegionalSummary();
+				}).catch(() => {
+					this.regionalIncome = '0.00';
+					this.regionalDelayMoney = '0.00';
+					this.hasRegionalAgent = false;
+				});
+			},
+			loadRegionalSummary() {
+				this.$http('regionalAgent.stats').then(res => {
+					if (res.code === 1) {
+						const summary = (res.data && res.data.summary) || {};
+						this.regionalIncome = this.formatMoney(summary.total_income);
+					}
+				}).catch(() => {});
+			},
+			onAssetTap(item) {
+				if (!this.isLogin) {
+					this.showAuthModal('accountLogin');
+					return;
+				}
+				this.jump(item.path);
+			},
 			onProfileTap() {
 				if (this.isLogin) {
 					this.$Router.push('/pages/user/info');
@@ -288,14 +546,276 @@

 	.sh-userinfo-box {
 		position: relative;
-		padding-bottom: 0;
+		padding-bottom: 8rpx;

 		.head-wrap {
 			width: 100%;
-			padding: 0 $brand-page-gutter 28rpx;
+			padding: 0 $brand-page-gutter 20rpx;
 			box-sizing: border-box;
 		}

+		.asset-bar {
+			margin-top: 28rpx;
+			padding: 8rpx 0 4rpx;
+		}
+
+		.asset-item {
+			min-width: 0;
+
+			& + .asset-item {
+				border-left: 1rpx solid rgba(255, 255, 255, 0.28);
+			}
+		}
+
+		.asset-value {
+			font-size: 36rpx;
+			font-weight: 600;
+			color: #fff;
+			line-height: 1.2;
+		}
+
+		.asset-label {
+			margin-top: 8rpx;
+			font-size: 22rpx;
+			color: rgba(255, 255, 255, 0.88);
+		}
+
+		.split-income-card {
+			margin: 16rpx $brand-page-gutter 0;
+			padding: 28rpx 24rpx 24rpx;
+			background: #ffffff;
+			box-shadow: 0 12rpx 40rpx rgba(10, 36, 99, 0.12);
+		}
+
+		.split-income-card__head {
+			margin-bottom: 24rpx;
+		}
+
+		.split-income-card__title {
+			display: block;
+			font-size: 32rpx;
+			font-weight: 600;
+			color: #1D2129;
+			line-height: 1.4;
+		}
+
+		.split-income-card__sub {
+			display: block;
+			margin-top: 6rpx;
+			font-size: 22rpx;
+			color: #86909C;
+			line-height: 1.4;
+		}
+
+		.split-income-card__role {
+			flex-shrink: 0;
+			padding: 6rpx 16rpx;
+			border-radius: 20rpx;
+			font-size: 22rpx;
+			font-weight: 500;
+			color: #1677FF;
+			background: #E8F3FF;
+		}
+
+		.split-wallet {
+			padding: 28rpx;
+			border-radius: 20rpx;
+			background: $brand-primary-gradient;
+			margin-bottom: 20rpx;
+
+			&:active {
+				opacity: 0.92;
+			}
+		}
+
+		.split-wallet__label {
+			font-size: 24rpx;
+			color: rgba(255, 255, 255, 0.88);
+		}
+
+		.split-wallet__state {
+			padding: 4rpx 14rpx;
+			border-radius: 16rpx;
+			font-size: 20rpx;
+			font-weight: 500;
+			color: #1677FF;
+			background: rgba(255, 255, 255, 0.92);
+		}
+
+		.split-wallet__amount {
+			display: block;
+			margin-top: 16rpx;
+			font-size: 56rpx;
+			font-weight: 700;
+			color: #ffffff;
+			line-height: 1.2;
+		}
+
+		.split-wallet__foot {
+			margin-top: 16rpx;
+		}
+
+		.split-wallet__tip {
+			font-size: 22rpx;
+			color: rgba(255, 255, 255, 0.78);
+			line-height: 1.4;
+			flex: 1;
+			min-width: 0;
+		}
+
+		.split-wallet__arrow {
+			font-size: 22rpx;
+			color: rgba(255, 255, 255, 0.72);
+			margin-left: 8rpx;
+		}
+
+		.split-settled {
+			margin-bottom: 20rpx;
+			border: 1rpx solid #E5E7EB;
+			border-radius: 16rpx;
+			overflow: hidden;
+			background: #F7F8FA;
+		}
+
+		.split-settled__item {
+			min-width: 0;
+			padding: 24rpx 20rpx;
+			text-align: center;
+			background: #ffffff;
+
+			& + .split-settled__item {
+				border-left: 1rpx solid #E5E7EB;
+			}
+
+			&--solo {
+				border-left: none;
+			}
+
+			&:active {
+				background: #F7F8FA;
+			}
+		}
+
+		.split-settled__label {
+			display: block;
+			font-size: 24rpx;
+			font-weight: 600;
+			color: #1D2129;
+		}
+
+		.split-settled__value {
+			display: block;
+			margin-top: 12rpx;
+			font-size: 36rpx;
+			font-weight: 700;
+			color: #1677FF;
+			line-height: 1.2;
+		}
+
+		.split-settled__hint {
+			display: block;
+			margin-top: 8rpx;
+			font-size: 20rpx;
+			color: #86909C;
+		}
+
+		.split-pending {
+			padding: 24rpx;
+			border-radius: 16rpx;
+			background: linear-gradient(135deg, #FFF7E6 0%, #FFFBF0 100%);
+			border: 1rpx solid rgba(212, 107, 8, 0.22);
+
+			&:active {
+				opacity: 0.92;
+			}
+		}
+
+		.split-pending__main {
+			flex: 1;
+			min-width: 0;
+			padding-right: 16rpx;
+		}
+
+		.split-pending__title-row {
+			margin-bottom: 8rpx;
+		}
+
+		.split-pending__dot {
+			width: 12rpx;
+			height: 12rpx;
+			border-radius: 50%;
+			background: #D46B08;
+			margin-right: 10rpx;
+			flex-shrink: 0;
+		}
+
+		.split-pending__title {
+			font-size: 28rpx;
+			font-weight: 600;
+			color: #1D2129;
+		}
+
+		.split-pending__desc {
+			display: block;
+			font-size: 22rpx;
+			color: #86909C;
+			line-height: 1.45;
+		}
+
+		.split-pending__right {
+			flex-shrink: 0;
+		}
+
+		.split-pending__amount {
+			font-size: 36rpx;
+			font-weight: 700;
+			color: #D46B08;
+			line-height: 1.2;
+		}
+
+		.split-pending__arrow {
+			font-size: 22rpx;
+			color: rgba(212, 107, 8, 0.55);
+			margin-left: 8rpx;
+		}
+
+		.split-onboard-nudge {
+			margin-top: 20rpx;
+			padding: 20rpx 24rpx;
+			border-radius: 12rpx;
+			background: rgba(116, 56, 213, 0.08);
+			border: 1rpx solid rgba(116, 56, 213, 0.18);
+		}
+
+		.split-onboard-nudge__text {
+			flex: 1;
+			min-width: 0;
+			padding-right: 16rpx;
+		}
+
+		.split-onboard-nudge__title {
+			display: block;
+			font-size: 26rpx;
+			font-weight: 600;
+			color: #1D2129;
+			line-height: 1.4;
+		}
+
+		.split-onboard-nudge__sub {
+			display: block;
+			margin-top: 6rpx;
+			font-size: 22rpx;
+			color: #86909C;
+			line-height: 1.45;
+		}
+
+		.split-onboard-nudge__link {
+			flex-shrink: 0;
+			font-size: 26rpx;
+			font-weight: 600;
+			color: #7438D5;
+		}
+
 		.user-head {
 			width: 100%;
 			padding-top: 8rpx;
@@ -440,34 +960,6 @@
 			}
 		}

-		.asset-bar {
-			margin-top: 28rpx;
-			padding: 8rpx 0 4rpx;
-		}
-
-		.asset-item {
-			min-width: 0;
-		}
-
-		.asset-value {
-			font-size: 36rpx;
-			font-weight: 600;
-			color: #fff;
-			line-height: 1.2;
-		}
-
-		.asset-label {
-			margin-top: 8rpx;
-			font-size: 22rpx;
-			color: rgba(255, 255, 255, 0.72);
-		}
-
-		.asset-divider {
-			width: 1rpx;
-			height: 56rpx;
-			background: rgba(255, 255, 255, 0.22);
-			align-self: center;
-		}
 	}

 	// 绑定微信公众号
@@ -497,9 +989,6 @@
 		}
 	}
 </style>
-	}
-</style>
-</style>



--- a/xgsc.gynhc.com_wx/pages/user/wallet/withdraw.vue
+++ b/xgsc.gynhc.com_wx/pages/user/wallet/withdraw.vue
@@ -7,8 +7,9 @@
 			<!-- 可提现 -->
 			<view class="wallet-num-box u-flex u-col-center u-row-between">
 				<view class="">
-					<view class="num-title">可提现金额（元）</view>
+					<view class="num-title">平台钱包 · 可提现（元）</view>
 					<view class="wallet-num">{{ userInfo.money || '0.00' }}</view>
+					<view class="num-tip">不含已进件推广员走汇付子户到账的部分，子户资金请在汇付侧结算/提现</view>
 				</view>
 				<button class="u-reset-button log-btn"
 					@tap="$Router.push({ path: '/pages/user/wallet/withdraw-log' })">提现记录</button>
@@ -358,7 +359,15 @@
 				font-size: 26rpx;
 				font-weight: 500;
 				color: #ffffff;
-				margin-bottom: 20rpx;
+				margin-bottom: 12rpx;
+			}
+
+			.num-tip {
+				font-size: 22rpx;
+				line-height: 1.45;
+				color: rgba(255, 255, 255, 0.82);
+				margin-bottom: 16rpx;
+				max-width: 520rpx;
 			}

 			.wallet-num {